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Do requests for Credit Reports Due to Adverse Action Show on Report?


gcmoore
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When placing an order for a credit report, the option to pay for the report, or receive one free if adverse action has ocurred are offered. If I choose the latter, is a history provided for others notifying them of the fact I requested the report due to denial of credit or employment? Or does the credit bureau keep track of the times I report denial of credit or employment for their records? I'm hoping the question is only for payment purposes. Thanks

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I am pretty sure its for billing only. I get myself denied on experian once a week and order a cred report to just be a pain in the a$$ because they dont remove inquiries, so i keep giving that report a lot of them.

Cool. I hope you're right. Wouldn't want future employers to be turned off by that!

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