Jump to content

question about debt validation


Recommended Posts

I recently pulled a copy of me credit report and found a collection account. I sent them requests for validation of the debt, but received no response. I made 2 requests and then phoned them. They said they do not have to validate the debt to me, only to the CRA. They said I would have to have requested the validation back in 2001. Is this true?

Link to comment
Share on other sites

Your collector is going to claim they sent you something in 2001. They'll use that to claim your DV was not timely and as such, does not require a response. Dispute with the CRA and if the account is verified, you can use dispute the accuracy of the reporting under your FCRA protection.

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.