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New To the Board - Please Help


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Hello, I am new to the list so I wanted to say hello and wish all of us luck in rebuilding our credit. I have some horrible credit scores as a result of just being foolish with credit cards at a young age when my income could not support what I was doing. I have learned the hard way, and I try to let younger people know that it isnt "free money", which is sort of the way I treated it. I look to this board not only for advice for myself, but for advice that I can pass on to others who may be headed down the same path I took about 10 years ago.


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