2 New TLs thanks to advices here!!

[Lotus96]

Hi Everyone

Well, after reading a few posts on here I went ahead and applied for credit with Hooters and Crown Jewelers.. I was approved for both and I think that's as far as I can get for now while I continue my credit repair. So far I have this:

(These 3 Opened less than 1 month)

Crown J. $1,000 (I think.. forgot the amount)

Hooters $1,000

Dell $1,500

Older ones:

Orchard B. $300

Target $200

I have about 6 medical collections from a few years ago and 2 c/os (1 Spiegel from like 5 yrs ago and 1 WAMU Providian from 4 1/2 years).. I think I can't get anyother credit until I gain more credit history with these cards. Will these be enough to help me a bit??

I'm in the process of doing credit repair with stuff on my CR and being responsible with these until my credit gets better..

Thanks everyone for the awesome and VERY LONG Hooters post and Crown Jewelers.. Thanks to you guys I decided to apply..

Thanks

[June]

I have about 6 medical collections from a few years ago

and 2 c/os (1 Spiegel from like 5 yrs ago and 1 WAMU

Providian from 4 1/2 years)..

And consider yourself as lucky.

It appears that you have "6 old Collections

and 2 old COs" which are being reported correctly.

I hear that when reported correctly, old Collections and

old COs have little or no impact on credit scores.

It also appears that you have NEVER disputed with

the CAs or OCs. Many times when I Dispute a Collection

or OC (CO) Account, they enjoy changing the dates to

a recent date or selling the account to another CA,

who reports a new Open Date and without deleting

the old CA account. On my CRs accounts always appear

as recent, NEVER old.

Know that scoring looks at "most recent" dates.

So, if you're planning on opening additional CCs, it's best

to do so prior to doing any credit repair. From my experience,

they will illegally change the dates upon each and every

dispute. And I am not speaking of the "Update" Dates either.