Stressin' Posted February 2, 2007 Report Share Posted February 2, 2007 Hey everyone. I've looked around for an answer to this and found various angles, but nothing solid that applies to me so I'm hoping someone can help me out.To make a long story short, I hope, I was sued by Winn & Sims for a Discover debt totalling around $2,300.00. I was served and called them up and worked out a payment plan. I made the payments, fell behind a couple of times, but always paid up.Recently looking at my CR I found that the collection said "paid/closed", in fact the CR read that I was done paying the acct. even while making payments. Now, I know shame on me, but I lost track of my balance and thought I still owed money. I sent the lawyers a letter stating what I found on my CR and that if I was truly paid off to please send me paperwork to sign off as paid. Just the other day I received a "Request for Dismissal" from the lawyers.Ok, now from what I've read they can still come back and get any monies if I still owe them, so how can I just get them off my back for good?! Would it be wise to request a balance showing that I did pay them off? Any advice on what I should do next? Should I just drop it and hope they don't come back at me?Thanks for reading this! Link to comment Share on other sites More sharing options...
admin Posted February 2, 2007 Report Share Posted February 2, 2007 I'm confused - if they sent you a request for dismissal - then they are dismissing the lawsuit against you. This is a good thing.How much do you still owe? Link to comment Share on other sites More sharing options...
Stressin' Posted February 2, 2007 Author Report Share Posted February 2, 2007 Hi Kristy, thanks for replying.Yes, it's definitely a good thing that they just want to dismiss the case. Shame on me, but I lost track of the balance, but I believe I owed around another $300+ even though my CR shows it as a 0 balance. I'm assuming what I still owe are "lawyers fees." Part of me just wants to forget the whole thing and belive I'm all paid up, but part of me is worried that they'll come back at me later trying to get more money.I'm just not sure of whether I should contact them to finalize everything.Thanks again. Link to comment Share on other sites More sharing options...
Flyingifr Posted February 2, 2007 Report Share Posted February 2, 2007 Send them a CMRRR stating that "according to my records, the last payment of $XXXXX made on XX/XX/XXXX was the final payment and paid this account in full. Please confirm that your records agree." Link to comment Share on other sites More sharing options...
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