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Look at my credit report i need help!


diamondz
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These are listed under my installment accounts with equifax

AcctNme AcctNum DteOpen Bal DteReprtd PastDue AcctStatus CreditLimit

1. EDFINANCIAL SERVICES

XXXX 12/1999 $0 04/2006 $0 COLLECTION ACCOUNT $0

2. EDFINANCIAL SERVICES

XXXX 12/1999 $0 04/2006 $0 COLLECTION ACCOUNT $0

3. KHEAA

XXXX 11/2001 $4,996 11/2006 $4,996 COLLECTION ACCOUNT $0

4. MHEC

XXXX 02/1994 $0 04/2006 $0 COLLECTION ACCOUNT $0

5. MHEC

XXXX 01/1995 $0 04/2006 $0 COLLECTION ACCOUNT $0

6. MHEC

XXXX 09/1995 $0 04/2006 $0 COLLECTION ACCOUNT $0

7. TRIAD FINANCIAL

XXXX 03/2006 $15,876 12/2006 $0 PAYS AS AGREED $0

8. TRUSTMARK NATIONAL B

XXXX 06/1999 $0 04/2006 $0 CHARGE-OFF $4,000

9. TRUSTMARK NATIONAL B

XXXX 07/1998 $0 04/2006 $0 CHARGE-OFF $875

10. TRUSTMARK NATIONAL B

XXXX 08/1996 $0 04/2006 $0 CHARGE-OFF $2,625

11. TRUSTMARK NATIONAL B

XXXX 09/1998 $0 04/2006 $0 CHARGE-OFF $3,500

12. TRUSTMARK NATIONAL B

XXXXX 09/1997 $0 04/2006 $0 CHARGE-OFF $2,625

13. USA FUNDS

XXXX n/a $6,632 12/2006 $6,632 COLLECTION ACCOUNT $0

14. USA FUNDS

XXXX n/a $5,803 12/2006 $5,803 COLLECTION ACCOUNT $0

15. USA FUNDS

XXXX n/a $1,451 12/2006 $1,451 COLLECTION ACCOUNT $0

16. USA FUNDS

XXXX n/a $4,511 12/2006 $4,511 COLLECTION ACCOUNT $0

17. USA FUNDS

XXXX n/a $4,511 12/2006 $4,511 COLLECTION ACCOUNT $0

18. USA FUNDS

XXXX n/a $3,852 12/2006 $3,852 COLLECTION ACCOUNT $0

19. USA FUNDS

XXXX n/a $1,926 12/2006 $1,926 COLLECTION ACCOUNT $0

20. USA FUNDS

XXXX n/a $2,207 12/2006 $2,207 COLLECTION ACCOUNT $0

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most of these wll fall off my report by 1-2008

what do I do in the meantime as one of them is garnishing my wages at 15%

how can i stop it without affecting it dropping off my report as expected?

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