ernieadiaz Posted February 2, 2007 Report Share Posted February 2, 2007 I just got through reinvestigations with all three CRA's and I'm just wondering if they impose some kind of limit on how often you can dispute. I remember seeing something about once every 30 days but I can't exactly remember where I saw it and I've been searching for quite some time now.I'm trying to initiate the one-two punch. I've already sent out some DV's, I've gotten all the green cards back and I think I'm ready to call up the CRA's to start another invesitgation. Any help? Link to comment Share on other sites More sharing options...
SOC Posted February 2, 2007 Report Share Posted February 2, 2007 sorry for repeating this. but the 1-2 punch = dispute with CRA. Imediatley send debt validation letter to CA. If they validate the CRA befor validating the debt is yours, then they violated your rights.you can dispute anytime you notice something inaccurate. I have had several disputes going at the same time with the same CRA in the past. Link to comment Share on other sites More sharing options...
ernieadiaz Posted February 2, 2007 Author Report Share Posted February 2, 2007 Cool! Thanks for the info. I'm going in!! Link to comment Share on other sites More sharing options...
ernieadiaz Posted February 2, 2007 Author Report Share Posted February 2, 2007 Alright, some questions...I just called Experian and they say that they only verify credit items once. So exactly how am I supposed to prove that the CA violated once or even twice if the CRA won't verify again? Link to comment Share on other sites More sharing options...
sr28b Posted February 2, 2007 Report Share Posted February 2, 2007 I just got through reinvestigations with all three CRA's and I'm just wondering if they impose some kind of limit on how often you can dispute.A CRA generally deems a dispute as frivolous if repeated disputes on the same item are received without additional evidence within a six month window. Link to comment Share on other sites More sharing options...
SOC Posted February 2, 2007 Report Share Posted February 2, 2007 again. sorry, back to the purpose of the 1-2 is for initially disputing.now you do have hurdles. Dispute experian with certified mail. ask for Method of verification. But are these really problem accounts now? or are they accurate. if they are accurate, your hands might be tied. I am speaking in general as i would need to know specifics. and one question per thread will help us to understand and not get confused. Link to comment Share on other sites More sharing options...
ernieadiaz Posted February 2, 2007 Author Report Share Posted February 2, 2007 hmm...would notifying the CRA of non-response to a DV be considered evidence?Well, as far as my experian report goes, there are 3 TL's that are definitely not mine and possibly created by family. Although I never authorized them to. There are 3 TL's that are paid in full. EX has been the toughest to get deletes on. I've had a lot deleted from TU and EQ, simply by disputing a few times. EX has 4 TL's that are only on one other report but not both. Does this explain anything? Link to comment Share on other sites More sharing options...
sr28b Posted February 2, 2007 Report Share Posted February 2, 2007 hmm...would notifying the CRA of non-response to a DV be considered evidence?Yes, if you have the green card. Link to comment Share on other sites More sharing options...
Recommended Posts