Goodwill letters to get old positive tradelines put back on credit report?

[beeboah]

Just wondering if this could work. I have tradelines that were around 9 years old before the OC (or my friendly special representatives at the credit bureau removed when I pissed them off).

I would like to write some CEO's and ask them if they are willing to put them back on.

Thank you!!

[breathing_easier]

It has been my experience that if the account is closed, the OCs are usually not willing to go to the trouble to have them re-inserted on your reports. Really nothing in it for them. If you are still doing business with the OC then they will usually work with you.

If you will provide us with more detail about the TL ... when it was opened, when it was closed (if it is closed), which OC this is, if it was always a positive TL, etc. ... we may be able to help you attack the problem from another angle.

[beeboah]

Hey Breathing,

When I have some time to investigate further (I will have to dig through all of my reports and find each one)...and then after I fax each one a goodwill letter (fax is free, and I can just use a template).

I will post the remainder.

Thank you very much for your time.

I am going to exhaust as much as I can, then hit this thread HARD.

Take care!!

[thomassl]

I agree with Breathing Easier! I have had perspective creditors tell me they would not even consider an account over 7 years old!

[Ahntara]

Data Furnishers pay a fee to have information inserted into your consumer file. The method they use is automated. It is VERY EXPENSIVE to bypass automation and have an actual human being do something to a credit file. Since businesses exist to make money, rather than spend it; they are not likely to give you what you want.

[beeboah]

Thanks, I am aware of all of this. If I can convince just one Creditor to repopulate the credit report, I am ahead of the game.

I will be back.