tmac01 Posted February 5, 2007 Report Share Posted February 5, 2007 I was in Dillards shopping today as they are having a huge sale and the lady asked me "would you like to apply for a Dillards CC you will get $20 off of your purchase today ?' I said why not I have been on a role..she said "your approved congratulations." I asked her what my limit was and she said " $200." I was like "what the hell." I thought Dillards was known for giving decent CL's and giving credit to those with not so good credit. $200 ? Thats less than my $300 Target Red Card...C,mon Dillards !!!!!! Link to comment Share on other sites More sharing options...
chilton1 Posted February 5, 2007 Report Share Posted February 5, 2007 Wow Tmac01, Congratulations you are on a roll. Link to comment Share on other sites More sharing options...
VonAngel (aka EarthAngel) Posted February 5, 2007 Report Share Posted February 5, 2007 That's GEMB for ya. Congrats to ya though!! Link to comment Share on other sites More sharing options...
the aussie Posted February 5, 2007 Report Share Posted February 5, 2007 That's GEMB for ya. Congrats to ya though!!Seems like GEMB is tough...... Link to comment Share on other sites More sharing options...
orgaknight Posted February 5, 2007 Report Share Posted February 5, 2007 You got me beat! I was approved for a whopping $150.Fakos TU 649, EQ 623, EX 601 Link to comment Share on other sites More sharing options...
tmac01 Posted February 5, 2007 Author Report Share Posted February 5, 2007 GEMB gave me a $3,500 CL with World Market....whats the difference...Hey at least it will keep me from being tempted to spend too much... Link to comment Share on other sites More sharing options...
lyle7289 Posted February 5, 2007 Report Share Posted February 5, 2007 What is Dillards???I am in Michigan and have never heard of em' Link to comment Share on other sites More sharing options...
tmac01 Posted February 5, 2007 Author Report Share Posted February 5, 2007 Dillards is a dept store with lots of nice stuff, men and womans clothing, shoes, kitchenware, drapery, linens, you name it !!!!. Its a huge chain in most states.....check it out www.dillards.com.... Link to comment Share on other sites More sharing options...
chilton1 Posted February 5, 2007 Report Share Posted February 5, 2007 hey tmac01, I was trying to find something so that you can break in the card. I have never heard of them either. Link to comment Share on other sites More sharing options...
LNY Posted February 5, 2007 Report Share Posted February 5, 2007 I think they're mostly in the south/southeast. We don't even have one in NY. Or any of the northeast. Link to comment Share on other sites More sharing options...
tmac01 Posted February 5, 2007 Author Report Share Posted February 5, 2007 They are like Macy's...Polo, Claiborne, Kenneth Cole, Cole Haan...Good Stuff and nice stores.... Link to comment Share on other sites More sharing options...
Got FICO? Posted February 5, 2007 Report Share Posted February 5, 2007 tmac, is World Market a name of a store or is it a type of Visa or MC? GEMB really seems to like me when no one else does.......so does anyone know if they offer a VISA or MC and if so throw me a link if you can! I'm going in Link to comment Share on other sites More sharing options...
griffiscustoms Posted February 6, 2007 Report Share Posted February 6, 2007 I wouldnt worry too much about that low cl...you'll be in the thousands in a few months of payments (from what I've heard) and from my past experience with store cards.......They wont even speak to me now, even though I spend lots of money there (and never had THEIR card....but I burned their underwriting company (the one they use now) GEMB...................so for me Link to comment Share on other sites More sharing options...
tmac01 Posted February 6, 2007 Author Report Share Posted February 6, 2007 Got Fico World Market is like Pier One..Awesome store and good wine selection ... www.worldmarket.com Link to comment Share on other sites More sharing options...
JustaTexan Posted February 6, 2007 Report Share Posted February 6, 2007 I got approved for $150 and I have had the card for about 5 months. No increases yet, I am going to try to request one at 6 months. Link to comment Share on other sites More sharing options...
JustaTexan Posted February 7, 2007 Report Share Posted February 7, 2007 Hey guys, finally got an increase today!!!! You know with your Dillards account you can request an increase online whenever you want and they automatically give you an answer. Well, after billions of times of requesting an increase, I expected the usual, "no," screen, but they approved it! It's not much, from $150 to $450, but hey, I'll take it!!! The utiliation of the account now, (my balance is $40), should boost my scores a bit hopefully. Estee Lauder is on gift this week at my local Dillards...... Oh yeah! Link to comment Share on other sites More sharing options...
tmac01 Posted February 7, 2007 Author Report Share Posted February 7, 2007 Dean did they do a hard pull ? I wonder if they are like Amex and give you a CLI as soon as you get the card ? Maybe I'll use it a few times to be safe... Link to comment Share on other sites More sharing options...
JustaTexan Posted February 8, 2007 Report Share Posted February 8, 2007 No hard pull for me any of the times that I have requested an increase. And everytime that they denied me, they always sent a letter stating the reason. The reason was always that I neeed to have my card for 4 months before they would review my account. Good luck! Link to comment Share on other sites More sharing options...
rmiller0410 Posted June 19, 2007 Report Share Posted June 19, 2007 I got approved for a Dillards today. It was only 200 but hey its a start. Yesterday i got approved for walmart and hsbc. but here is the strange thing about Dillards i had a profit and loss write off in 1999 with them. Link to comment Share on other sites More sharing options...
JustaTexan Posted June 20, 2007 Report Share Posted June 20, 2007 They start out low, (atleast they did for me), but they give regular increases. I just got another one last month without even asking for it. It's only $100, (from $450 to $550), but I appreciate increases. Although TU is reporting $600 not $550.....strange. Link to comment Share on other sites More sharing options...
chachke Posted September 19, 2007 Report Share Posted September 19, 2007 I also was approved for Dillards with a $150 limit...it was just last week that I applied but as of today the TL is already showing up on EX!! I haven't even gotten the card yet. Link to comment Share on other sites More sharing options...
debtmamma Posted September 19, 2007 Report Share Posted September 19, 2007 GEMB is a fast reporter. LOL they gave me a $500 Walmart card one day and the next day a $2K Sam's Discover. I called and asked why the difference he couldn't tell me. Link to comment Share on other sites More sharing options...
razr Posted September 19, 2007 Report Share Posted September 19, 2007 tmac, is World Market a name of a store or is it a type of Visa or MC? GEMB really seems to like me when no one else does.......so does anyone know if they offer a VISA or MC and if so throw me a link if you can! I'm going in http://www.gemoney.com/personal/credit_cards/-r Link to comment Share on other sites More sharing options...
stefdr Posted September 19, 2007 Report Share Posted September 19, 2007 I have no store cards yet, will wait a while before applying. I have a couple of new CC's that I want to get some time on first. I don't want too many new accounts. I walked through a Dillards at a mall at home when I parked near their entrance. It's amazing what some people will buy based on the tag on the clothing. There was a rack of t shirts in the menswear section. Plain, white, cotton Tshirts. The little tag on the neck said Hilfiger, its sad that some idiots will pay close to $20 for a white Tshirt that was probably made by Hanes in the first place. Link to comment Share on other sites More sharing options...
AVA Posted March 16, 2008 Report Share Posted March 16, 2008 Question: In 2004 I was 90 days late with Dillards - after speaking with them I arranged payment and credit was up & running like never before but now in 2008 they keep reporting my lateness and yes I was late and yes it was my fault but what now?? How do I get them to clear that out. I haven't been late since and they have since increased my limit but I still show them as Adverse on Credit Report. Any ideas? Any?? Link to comment Share on other sites More sharing options...
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