james_1_2_3_4 Posted February 6, 2007 Report Share Posted February 6, 2007 I know I have read that SOL can be from state where the agreement was signed or where you are living now. My niece signed for a CC in PA (SOL 6yrs)but now lives in FL (SOL 4yrs). She just got notified of court action against her in seminole county (FL). Does this mean SOL is adhered to FL laws? We are working to determine when DLA was but think it was possibly 10/2002. Please let me know your thoughts on this.Thank you,Gregg:-) Link to comment Share on other sites More sharing options...
nascar Posted February 6, 2007 Report Share Posted February 6, 2007 You'll likely find that the SOL on your card is 5 years in Florida, not 4. There are some exeptions. Anyway, based on your info, it looks like you might be SOL on the SOL. Link to comment Share on other sites More sharing options...
divemedic Posted February 6, 2007 Report Share Posted February 6, 2007 The SOL on store cards (Circuit City, Macy's, Rooms2Go, etc.) in FL is 4 years.The SOL on credit cards (Visa, Master Card, Diner's Club, etc.) is 5 years.If the account originated in a state where the SOL is lower, then the shorter SOL applies.The date you went delinquent is important. Link to comment Share on other sites More sharing options...
luv2bhappy Posted February 6, 2007 Report Share Posted February 6, 2007 If the account originated in a state where the SOL is lower, then the shorter SOL applies..Dive, does that apply across the board, or is that a Florida rule? I thought that the SOL was determined by the state in which one resides.PA SOL is 4 years. It was 6....http://budhibbs.com/statute_of_limitations.htm Link to comment Share on other sites More sharing options...
divemedic Posted February 6, 2007 Report Share Posted February 6, 2007 From the Florida Statute:95.10 Cause of action arising in another state.--When the cause of action arose in another state or territory of the United States, or in a foreign country, and its laws forbid the maintenance of the action because of lapse of time, no action shall be maintained in this state.Instead of trusting a website for SOL, look up your state's statute yourself. Be sure, don't trust anyone else. Link to comment Share on other sites More sharing options...
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