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jim6350
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hello and welcome this board is very helpfull i started just over a month ago and have already seen results. just try and try again. good luck.

Welcome Jim. We were all in your shoes when we came here (this is how most of us found the site). Many great tips and support here. Search and fire away questions if you can't find answers. I can tell you from first hand experience that this site changed the way I thought about money, credit, investing, etc. and changed my life. Before you know it, through hard work, your credit will improve too. Be persistent and good luck.

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Welcome (even though I am a newbie myself!)

Like others have said, read, read, read. I started by searching for specific terms having to do with my problem, but now I read the site everyday and check out all the new threads. At first it seems very daunting to face all this information and seeming maze of rules, acronyms, etc., but soon you will begin to understand (sooner than you think probably) and the feeling of empowerment you get when you reach that point, and realize that you almost surely know more than the guy calling or writing you from a CA, is priceless.

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