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Another W/A situation


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Hi, this is my first post so I hope I am doing this right.

I have a MBNA account that was charged off and sent to Wolpoff. My husband was taking care of paying them off through a settlement agreement that he signed, even though the card was in my name only. He stopped making payments to them and now it went to NAF. NAF would not act on it since the settlement agreement was not signed by me so they put a stay on it and it has been over 180 days. W/A sent a letter requesting the stay be lifted. I am just learning about all of this since my husband was taking care of all the bills and stuff and not he is not in the picture.

What are my options in dealing with this situation? Thanks


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