merekelly Posted February 17, 2007 Report Share Posted February 17, 2007 :confused: Um question for all you lovely folks out there, If I recieved a letter from a CA and kind of misplaced it, and just found it. Can I still DV them despite the fact that I have passed the 30 day limit? I feel awful and I mean, i want to make sure that I owe them the debt legally and also I want to see the date of first deliquency on the debt. Help! I need to send out the DV letter right away depending on everyone's answer. Thanks everyone. Link to comment Share on other sites More sharing options...
kevin3344 Posted February 17, 2007 Report Share Posted February 17, 2007 (edited) Yes, you can DV even after the 30 days. When I first found this board there was an account on my CR for 2 years. I DV'd and they removed.________Nature'S Cure Collective Edited September 9, 2011 by kevin3344 Link to comment Share on other sites More sharing options...
sr28b Posted February 17, 2007 Report Share Posted February 17, 2007 Yes, but they're not obligated to respond and they can continue collection. Link to comment Share on other sites More sharing options...
merekelly Posted February 17, 2007 Author Report Share Posted February 17, 2007 Thanks, I will DV them and see what happens. Will let everyone know. Don't know what I would do without this forum. Forever grateful. Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted February 17, 2007 Report Share Posted February 17, 2007 Yes, but they're not obligated to respond and they can continue collection.They can continue collection efforts, but they damn sure are obligated by law to validate. No CA gets a "free pass" after 30 days to collect on bogus debts. Link to comment Share on other sites More sharing options...
J_Snow Posted February 17, 2007 Report Share Posted February 17, 2007 To the OP:You can request validation at anytime. Whether they have to respond after 30 days is up to some debate (the old 'he said, she said' as to who got what when). Remember that the DV process, while giving the CA the opportunity to validate, is also setting up a paper trail that you can refer to later if you have to go to court. You are showing good faith. If you DV them and they do not respond, DV them again.How you handle this kind of applies to the type of debt and the age. Read up on SOL (Statue of Limitations) to see if this applies in your situation.Good Luck! Link to comment Share on other sites More sharing options...
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