ndbilly Posted February 20, 2007 Report Share Posted February 20, 2007 on jan 16th I sent out 6 dispute letters to 6 creditors and have yet to obtain any response from these groups. now is it my right to again contact them and state that the 30 days has passed and they have not verified these accounts and they must now be deletedany help would be deeply appreciated Link to comment Share on other sites More sharing options...
willingtocope Posted February 20, 2007 Report Share Posted February 20, 2007 You need to read some of the stickies at the top of the forum here...First...if by "creditors", you mean the original creditor (OC), they are not bound by the FDCPA. They do not need to respond to your letters.If you mean collection agencies (CA), they are bound by the FDCPA...but...as long as they mark your credit reports (CR) they can take as long as they like to respond. Link to comment Share on other sites More sharing options...
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