Southerngirl Posted February 21, 2007 Report Share Posted February 21, 2007 Does anyone know anything about PRC out of Durham, NC. They called me at work today and left a message with my Supervisor with their name and phone and company name. They said it was regarding a personal matter and that it's urgent for me to call. Well, I am not allowed personal phone calls at work so this resulted in a verbal warning. This isn't the first CA that has called my employer and this one caught him on a cranky day. I'm not sure what this is regarding and I'm not familiar with this CA so I didn't want to send a letter requesting them not to call at my place of employment before I found out a little bit about them. Any help would be appreciated. Link to comment Share on other sites More sharing options...
qtptute Posted February 21, 2007 Report Share Posted February 21, 2007 http://www.prorecoveryinc.com/contactus/contactus.asp Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted February 22, 2007 Report Share Posted February 22, 2007 Send them a C&D letter asap.. if they call you again, they are in violation. Link to comment Share on other sites More sharing options...
Southerngirl Posted February 22, 2007 Author Report Share Posted February 22, 2007 This debt is in Sol so I wasn't sure if I should send a C&D letter. I don't want them to sue so I needed to know what these guys are like. Any experiences? Link to comment Share on other sites More sharing options...
Worried Posted February 23, 2007 Report Share Posted February 23, 2007 If we send C & D letters to all CA's will that stop them from calling?? Link to comment Share on other sites More sharing options...
qtptute Posted February 23, 2007 Report Share Posted February 23, 2007 If we send C & D letters to all CA's will that stop them from calling??If they all stopped calling because they received a C&D letter, then I'd be out of a job. Link to comment Share on other sites More sharing options...
dpgirl Posted February 23, 2007 Report Share Posted February 23, 2007 Don't send a C&D as this debt is within SOL. That is an invitation for them to sue you. What you need to do is send them a letter telling them that they may not contact you at your employers. Send it certified. Then if they call you there again, you may sue them. Link to comment Share on other sites More sharing options...
resse4JC Posted February 23, 2007 Report Share Posted February 23, 2007 Don't send a C&D as this debt is within SOL. That is an invitation for them to sue you. What you need to do is send them a letter telling them that they may not contact you at your employers. Send it certified. Then if they call you there again, you may sue them.If I am not mistaken, you can send a C&D whether it is within/out of the SOL. SOL does not negate whether one can ask a collection agency to stop calling them at work because they are not allowed any personal calls. Also, I was sued by a collection agency I didn't even know I owed. I never sent any C&D letters or DV's, but I was still sued. So sending a C&D does not automatically mean they will sue you. Send the C&D and regain control of this situation!Resse4JC Link to comment Share on other sites More sharing options...
dpgirl Posted February 23, 2007 Report Share Posted February 23, 2007 What I was trying to get across is that if you send a Cease and Desist letter to a CA when an account is within SOL, then the only recourse they have (legally)is to sue you as that is the only legal method left to them to contact you. Sure, they may not sue but sending a C&D letter when the account is within SOL makes it more likely as you are cutting off all contact including written. There are other postings all over here dealing with that issue and what may happen. In her case the calling at work is a separate matter. They may not do that and she needs to inform them of that in writing. It sounds like her employer is dead serious about that. It would be great if she could sue them. Link to comment Share on other sites More sharing options...
Southerngirl Posted February 23, 2007 Author Report Share Posted February 23, 2007 Thanks for the reply. I will draft a letter today informing them not to call my employer that I can be reach at my home number which is xxxxxxx or in writing. I will send it certified and hopefully this will not be viewed by the CA as a C&D since I have given them the opportunity to call me or send communication in writing. again, thanks for your help. Link to comment Share on other sites More sharing options...
lookinup Posted February 23, 2007 Report Share Posted February 23, 2007 Why are you giving your home number? Just say you can't take calls at work, and tell them to write you.First of all, if they don't already have your home phone number, why help them by providing it?Of course you want to stop them from calling you at work, but in general, you don't ever want to be communicating them by phone anyway. On the phone they can pressure, cajole, threaten etc. until you say something that helps them. Also there is no record, so when you complain that they played dirty, there's nothing to back you up (unless you are recording). Communicate in writing, by CMRRR, and stay off the phone. Link to comment Share on other sites More sharing options...
Southerngirl Posted February 24, 2007 Author Report Share Posted February 24, 2007 The only reason I would include this option is because I feel like I'm treading on thin ice since this debt is within sol...that being said I thought by sending them a letter requesting everything in writing this may make them think I am asking them to C&D which pushes them into sueing. I just am trying very hard to prevent a lawsuit until I can get this debt paid off so screening out their calls will only buy me time ,I would never answer their call , I just wanted to give them options that didn't include my place of employment. Link to comment Share on other sites More sharing options...
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