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Reopening BK to remove inaccuracy


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My wife filed individual BK in 2005. We had one card joint (Care Credit) with a 5k loc. We never used this card. My CR show IIB on this account. One angle I have is to have her atty reopen and have removed, or go directly to Care Credit to see if they will remove since we never used the card. I should have paid attention when she filed and caught this. The atty should have seen this coming and had her close acct. before he filed. Also she shows PD's, 180 day lates, and balances on TL's., some reported this month, a full 18 months after discharge. Oh I have a lot of work to do! Any other angles on this?

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