4 yrs bad reporting how much longer to wait.

[wrassie86]

Heres the gift

WFFinacincial, wife and i turned in a car with our BK7 APR 14 2003 EXP and EQ report as so.TU shows "open" and past due.for both of us,I have disputed in the past and have disputes going now,end in 3 days.Anyway i called WFF last week and was told it would be fixed,for both of us,but i dont believe it.

Also same deal on a WI ele bill, i called and was told it would be fixed.

how long should these items take to be fixed? and what action should be next?

BBB, ATG ???

[LadynRed]

Sometimes you just have to get out the big stick and threaten them with it. Fixing things like this should not take forever, and multiple disputes with no results is just not acceptable.

For improper reporting on discharged debts, they are violating the permanent injunction of your discharge and for that you can nail them in bankruptcy court for contempt. If they do not correct the tradelines, write a very stern letter telling them that if they don't immediately correct their illegal reporting, you will file a Motion for Contempt and Request for Sanctions against them in bankruptcy court. Give them a short leash, and if they don't comply, be prepared to drag them into bankruptcy court. If you win, and you probably would, THEY pay all your court and attorney costs !

See the sticky up top regarding negative reporting on discharged debts.

[wrassie86]

Thanks for the reply,Ya know if i would have known these thing a year or 2 ago they would have already paid me!

But as is both company's / Reps said they would fix the problem.i've not received

Any alerts from TU.so i guess its safe to assume i've been lied to again.

I just did not know if i should give them a certain amount of time to fix it.or if it should have been instant.

[LadynRed]

Nothing with the CRA's is instant, but 30 days is more than reasonable.