mcck Posted February 28, 2007 Report Share Posted February 28, 2007 I was offered a Target cc after a year of fighting collections, etc. Does anyone know if Target reports credit limits to the CRAs? For a while they did not and I wanted to know for sure before taking it.Thanks Link to comment Share on other sites More sharing options...
VonAngel (aka EarthAngel) Posted February 28, 2007 Report Share Posted February 28, 2007 I remember some members complaining about Target not reporting CLs to EQ; but I never had that problem. Target reports my CL to all 3 CRAs and updates monthly. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted February 28, 2007 Report Share Posted February 28, 2007 They report on mine as well. Link to comment Share on other sites More sharing options...
jq26 Posted February 28, 2007 Report Share Posted February 28, 2007 They report on mine as well.I am pretty sure my target Red Card did not report the limit to EQ. I had a high balance reporting as the limit, which was something like $29. When it was converted to a Target Visa finally, they reported the $1000 limit correctly to all three. Link to comment Share on other sites More sharing options...
JustaTexan Posted February 28, 2007 Report Share Posted February 28, 2007 Just checked my reports and they do report my Target card limit to all 3. I would def. take the card if you are rebuilding your credit. They gave me an increase, (from $200 to $500), after less than 4 months of good payment history. I hear that after have the card for a year, they will upgrade me to a Target Visa. Link to comment Share on other sites More sharing options...
Lisa0825 Posted March 5, 2007 Report Share Posted March 5, 2007 I just got offered the pre-approved Target card while at the cashier yesterday. woohoo! Another new positive TL for my report! That makes three now. Onward and Upward!Mortgage: $50,000Orchard: $300Target $300 Link to comment Share on other sites More sharing options...
myscoresawful Posted March 5, 2007 Report Share Posted March 5, 2007 They also report my Red Card limit. Link to comment Share on other sites More sharing options...
PolarBearnCO Posted March 13, 2007 Report Share Posted March 13, 2007 I remember some members complaining about Target not reporting CLs to EQ; but I never had that problem. Target reports my CL to all 3 CRAs and updates monthly.They've been reporting more often than monthly for me. They are pretty darn close to "live" for me. I was rather surprised to find that the mortgage company I was talking to saw an $80 (out of $500 CL) balance on my Target card. I just bought groceries last weekend!!!! Holy moly! And no, it wasn't their time. They seem to do the monthly update near the 1st like everyone else. Link to comment Share on other sites More sharing options...
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