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Qualifying for a personal loan w/ co-signer?


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I need to apply for a personal loan and have a co-signer, but need to know if there are certain banks who are easier to qualify with. My credit is HORRIBLE (not sure of the score, but lots of collections and negative marks) and my co-signer has a good credit score, but lots of debt. I am looking for a $3,000 loan.

Thanks in advance.

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Try a Cu. They are usally a little better when it comes to PL...Credit scores however, still play a part in the scenario...:(

Banks are tough. My bank denied me for a 100% SECURED personal loan when my credit was poor. Much better chance at a credit union. But, you still need a cosigner. Personal loans are risky for lenders since they are totally unsecured.

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