maaj Posted March 1, 2007 Report Share Posted March 1, 2007 I just wanted to share that I got MY FIRST DELETE. It was with an OC (credit card with Citi) which the SOL has expired (3 years) and the 7 years is still in effect (has about 1 1/2 years until that is up) by sending out a Verification of Debt. I received the letter in the mail that they were sorry and would clear that from all 3 CRA's!! Link to comment Share on other sites More sharing options...
lookinup Posted March 1, 2007 Report Share Posted March 1, 2007 Link to comment Share on other sites More sharing options...
TheRoadBack Posted March 1, 2007 Report Share Posted March 1, 2007 congrats! Link to comment Share on other sites More sharing options...
lyle7289 Posted March 1, 2007 Report Share Posted March 1, 2007 you are on your way!!! Congrats!! Link to comment Share on other sites More sharing options...
myscoresawful Posted March 1, 2007 Report Share Posted March 1, 2007 Thats great to hear!It's post like this that give me hope!April Link to comment Share on other sites More sharing options...
CAB in CA Posted March 2, 2007 Report Share Posted March 2, 2007 Congrats on your success! Link to comment Share on other sites More sharing options...
credit2fly Posted March 2, 2007 Report Share Posted March 2, 2007 Congratulations! I have several of CITI ( about 4 accounts CO's).. I Intend to get them off my CR soon, they are about 3 years old and still in SOL. Tough but have to work hard at it. Wish me luck Link to comment Share on other sites More sharing options...
maaj Posted March 2, 2007 Author Report Share Posted March 2, 2007 Thanks to everyone on this board! I had kind of fallen off the research and getitng things in order until I got that letter! It surely put me back in motion to work harder on everything else. Link to comment Share on other sites More sharing options...
DucknCover Posted March 2, 2007 Report Share Posted March 2, 2007 I had two Citi accounts that I paid for 40% of the original amount after CO through a CA. It took a few tries disputing as "Paid as agreed" but they finally gave in and recently marked both as simply "Paid in full" and the CRA's moved them over to the good column. By the way... Citi did send me a 1099c on both accounts and I am still paying the IRS because they were both rather large amounts, but at least they're not hurting my scores and I don't have to worry about anyone coming after me some day. Link to comment Share on other sites More sharing options...
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