AlmostFixed Posted March 1, 2007 Report Share Posted March 1, 2007 I owned a home in another state from 2001-2003. While working on my overall credit repair, I noticed that I had a couple of late payments showing up on this loan. I know I was never late, as I owned the home before I ran into credit trouble and I have the receipts to prove it.Today, however, This mortgage shows up on my Equifax credit report, showing 3 months of 30-day lates and 2 months of 60-day lates...In 2005!!!WTF???I didn't own a home in 2005. This load was paid off and closed when I sold the house in 2003!How in the hell can campanies do this to you? Credit score dropped 20 points as a result of this "new" account. Link to comment Share on other sites More sharing options...
lyle7289 Posted March 2, 2007 Report Share Posted March 2, 2007 I would call the OC and ask them to clear it up. With reciepts showing the error it should be no problem. Link to comment Share on other sites More sharing options...
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