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Disputed Lates, Account Shows up on Equifax as a Current Loan???

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I owned a home in another state from 2001-2003. While working on my overall credit repair, I noticed that I had a couple of late payments showing up on this loan. I know I was never late, as I owned the home before I ran into credit trouble and I have the receipts to prove it.

Today, however, This mortgage shows up on my Equifax credit report, showing 3 months of 30-day lates and 2 months of 60-day lates...In 2005!!!


I didn't own a home in 2005. This load was paid off and closed when I sold the house in 2003!

How in the hell can campanies do this to you? Credit score dropped 20 points as a result of this "new" account.

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