Apeachyqueen Posted March 2, 2007 Report Share Posted March 2, 2007 Newbie here!!! Hello everyone!!This is my first post but I have basically been a credit repair fly on the wall landing on invaluable information and reading and re-reading all this great information. So, now I am taking the time to introduce myself and to say thanks for all my success since joining CIC. When I started on the lonely credit repair journey I had a FICO score of around 559 on my Equifax report (not yet sure of the others). Last October, I disputed a baddie and got a delete. Since then I have had a two additional baddies removed; the most recent was removed yesterday. I DV one collection agency; they removed the TL. I sent a “nutcase” letter to the other and they also removed. I also dispute some inquires with Equifax online. Poof, poof, poof all gone—There most certainly is a GOD. 8] Now for my greatest news!!! I know that everyone says American express has a looooooooong memory but I think that they maybe getting Alzheimer's. I had an old Amex account that went delinquent in 1988. I applied yesterday and I was approved for the American express one. I also applied for the Costco AmEx. I am waiting for decision. Skyfox, I am coming to join you guys and share the Amex love.Don’t worry; I have been super diligent about paying my TL’s on time for over the past 3 years and will continue to do so. I am sooooooooo grateful for a second chance to learn to use my credit wisely and appreciate the disciple that it takes to rebuild and maintain good credit.My last FICO alert I was at 651 on my Equifax and I will learn my new score soon. I did not get an alert for the new delete as yet.In these few short months I have become a total CW and I just want to thank you all for the information you have here. I am on my way to the 700 club and for those who are discouraged. Keep at it. Good luck. Link to comment Share on other sites More sharing options...
lookinup Posted March 2, 2007 Report Share Posted March 2, 2007 Link to comment Share on other sites More sharing options...
chilton1 Posted March 2, 2007 Report Share Posted March 2, 2007 welcome ApeachyqueenCongratulations!!!! Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted March 2, 2007 Report Share Posted March 2, 2007 WAY TO GO!!! Link to comment Share on other sites More sharing options...
chilton1 Posted March 5, 2007 Report Share Posted March 5, 2007 Apeachyqueen when you get the card let us know the limits, who they pulled, and what negatives you had on the report when they pulled.again welcome Link to comment Share on other sites More sharing options...
KMoney Posted March 5, 2007 Report Share Posted March 5, 2007 Definitely Let Us Know What Amex Has Said . Congratulations On Your New Card! Link to comment Share on other sites More sharing options...
CAB in CA Posted March 5, 2007 Report Share Posted March 5, 2007 Congrats on your success with your new card! Link to comment Share on other sites More sharing options...
Gary Craig Posted March 7, 2007 Report Share Posted March 7, 2007 The highest score I ever saw was 830 - the guy was pope (as in no life). It was a clean credit report. However, had problem qualifying him because he had no current credit history.FYI - by paying everything off is not good, but after six months to a year, you can get a N/A listing on your report. Then it is like starting all over developing your credit.Congrats on being part of the 700 club. Link to comment Share on other sites More sharing options...
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