jimdiamond Posted March 2, 2007 Report Share Posted March 2, 2007 this HAS to be a glitch or something, there is no way my credit is THAT good. I mean i know its alot better, but to get approved for $15,000??!!! this is nuts. i called and triple checked with them. its a US BANL VISA. she said they used equifax. i havent looked in 30 days or so, but my scores are probably in the low 600's due to limitedhistory and low credit lines? it was yesterday i applied and maybe because it was first of the month or somethinhg, but i about lost it..$15,000??!! im so used to not having any credit and using cash all the time, i probably wont even use it or "go nuts", but anyway..try us bank, ive noticed the visas that have a company attached to them. (circuit city, best buy,harley davidson, or any other retail type store) seem to get approved easier or something? chase approved me for $5000 for a visa circuit city rewards visa.k, just wanted to share. try US BANK. they use Equifax. good luck Link to comment Share on other sites More sharing options...
CallMeLee Posted March 2, 2007 Report Share Posted March 2, 2007 Well I thought I'd give US Bank a shot. No joy for me. My EQ score is in the low 600's too but I've got a lot of new accounts. I shouldn't have wasted the inquiry. Oh well. c'est la vie! Link to comment Share on other sites More sharing options...
jimdiamond Posted March 6, 2007 Author Report Share Posted March 6, 2007 sorry to hear that. i just got my newest equifax report. there are NO DEROGS on there. not one. 2 years ago it was riddled with collections, judgement, lates, chargeoffs, etc. i see the chase inquiry on there., they gave me 5 grand, and im sure the us bank pulled from there also. i have my parents accounts on there. i am auth user. also my own BOA card and HSBC and target. all under 1 year. k well good luck all..PATIENCE IS KEY..YOU WILL, REPEAT..YOU WILL get back to where you want to be financiually and credit wise. keep at it. Link to comment Share on other sites More sharing options...
tarbaby Posted March 7, 2007 Report Share Posted March 7, 2007 but if you keep getting these hl cc's you will be back here needing help...again. play safe! Link to comment Share on other sites More sharing options...
lyle7289 Posted March 7, 2007 Report Share Posted March 7, 2007 but if you keep getting these hl cc's you will be back here needing help...again. play safe! I agree.. Tread lightly.....and congrats to you!! Link to comment Share on other sites More sharing options...
jimdiamond Posted March 7, 2007 Author Report Share Posted March 7, 2007 trust me when i say this...they are being used to purchase a much needed new laptop that actually works, and thats about it. really. does it hurt my credit if I just get them and forget about them and throw them in a drawer? Link to comment Share on other sites More sharing options...
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