maaj Posted March 2, 2007 Report Share Posted March 2, 2007 I sent a letter to Target, which is an OC on my CR's. They responded with they are unable to located an account and need more info, i.e. previous address, phone number, complete account number. I know not to respond to that information or that would be me verifying it myself. I need to know if anyone knows where a form letter is that I can send them to get this off. Also once they delete, what happens to the CA, since there should be no account to verify. Would I be able to DV them again and then if they still validate as for their method?? Link to comment Share on other sites More sharing options...
maaj Posted March 2, 2007 Author Report Share Posted March 2, 2007 Or would the next step be to do a MOV to the reporting agencies???? Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted March 3, 2007 Report Share Posted March 3, 2007 Provide them the same account number they reported on your CR. If they can't find it with that, demand they delete. Link to comment Share on other sites More sharing options...
maaj Posted March 3, 2007 Author Report Share Posted March 3, 2007 No, I do not plan on giving them any more information, the information I gave them came from what I saw on the credit report and that is all the information "i have" considering they need to verify it, not me!! Link to comment Share on other sites More sharing options...
MissaFraQ Posted March 3, 2007 Report Share Posted March 3, 2007 I sent a letter to Target, which is an OC on my CR's. They responded with they are unable to located an account and need more info, i.e. previous address, phone number, complete account number. I know not to respond to that information or that would be me verifying it myself. I need to know if anyone knows where a form letter is that I can send them to get this off. Also once they delete, what happens to the CA, since there should be no account to verify. Would I be able to DV them again and then if they still validate as for their method??Hold on here. I'm getting little red flags Who or What is listed on your CR? Is the OC AND the CA listed? If so, the OC listing should have a $0 balance and a notation that it has been "Sold/Transferred" and they wouldn't have any records of your account if they sold it to a CA so there response is appropriate.From your post, I'm going to "a$$-u-me" you have DV'd the CA, right? Did they verify with you, the credit bureau or both? Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted March 3, 2007 Report Share Posted March 3, 2007 No, I do not plan on giving them any more information, the information I gave them came from what I saw on the credit report and that is all the information "i have" considering they need to verify it, not me!!Well, if you gave them ALL the info from the trade line on your CR, and they can't find it, then dispute to the CRA. But don't play games with the account number, etc, if you have it, give it to them. Otherwise, how do they know what account number needs to be deleted from your CR? Link to comment Share on other sites More sharing options...
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