ferdilverdil Posted March 7, 2007 Report Share Posted March 7, 2007 One company had already been in contact with a surviving spouse and were told there was no estate and no money to pay off the deceased's debt. In attempting to collect the debt began calling other people with the same last name and others with different names to "try to contact a friend or relative who may be handling the affairs of V____ _____".If they have already been in contact with a surviving spouse and were told there was no estate and no money to pay off the deceased's debt, is it legal for them to randomly call people like that? Link to comment Share on other sites More sharing options...
willingtocope Posted March 7, 2007 Report Share Posted March 7, 2007 As long as they don't mention that they're trying to collect a debt, they're probably legal. The FDCPA does permit them to try to locate someone. Sounds really low, even for a CA...but, its probably legal. Link to comment Share on other sites More sharing options...
elyse449 Posted March 7, 2007 Report Share Posted March 7, 2007 That's disgusting. Although from a business standpoint I can understand that they want their money regardless, that is STILL extremely disgusting.Everyone's "estate" goes through probate court so they should wait it out until then. Is this a community property state?? If so, they may be going after the deceased's spouse.Elyse Link to comment Share on other sites More sharing options...
IHateCAs Posted March 7, 2007 Report Share Posted March 7, 2007 Once they have proper location information, there would be no need to call other people to find proper location information.They found the person in charge of the estate, they're just looking for a sucker now. Link to comment Share on other sites More sharing options...
June Posted March 8, 2007 Report Share Posted March 8, 2007 They definitely crossed the line. Those B&*(%$ds make me sick!!! Link to comment Share on other sites More sharing options...
June Posted March 8, 2007 Report Share Posted March 8, 2007 If they have already been in contact with a surviving spouse and were told there was no estate and no money to pay off the deceased's debt, is it legal for them to randomly call people like that?NO. 1) I would send the CA a copy of the certified Death Certificate. 2) If it is for a debt that is covered by insurance, send the CA a copy of the Insurance Card or Proof of Insurance at the time the medical services were performed and explain the benefits.3) If you're unable to pay, provide proof of your inability to pay such as documentation of Unemployment Compensation, or Disability Benefits, or the amount of Social Security Income. That way the CA would not waste time and money suing because they know they will not see a dime !!! Link to comment Share on other sites More sharing options...
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