Jump to content

Closing in a week


I hate EXP
 Share

Recommended Posts

I would like to thank you all. I started my credit repair efforts 1 year and 1 month ago today . I have basically gone from having credit in the toilet , while being pursued and threatened by collection agancies to the point I am today.

Throughout the year I have sued collection agancies, collected , had a ton of deletes , got new credit cards, become a freeloader, been added as an authorized user and just to make it official will be closing on my first home in as little as a week. ::travolta::((ChristPogo))::celebrate::

I managed to get a 100% financed conventional 30 yr loan at 6.78% interest. Yeah I know not the best terms out there , but this gets my foot in the door for bigger better things

So thanks out there , and for all the newbies keep it up , because this stuff realy works

3-2006

Type of Account Number of Accounts Total Balance of Accounts

Mortgage 0 $0

Installment 4 $1,258

Revolving 13 $9,883 ( collections)

Other 6 $13,649 ( collections)

Total Accounts 23 $24,790

Number of Open Accounts 4

Number of Closed Accounts 19

Total Accounts in Good Standing 7

Accounts Currently Past Due 1

Negative Account History 11

Inquiries in Last 12 Months 0

3-2007

Type of Account Number of Accounts Total Balance of Accounts

Mortgage 0 $0

Installment 2 $827

Revolving 14 $1,817

Other 4 $360

Total Accounts 20 $3,004

Number of Open Accounts 9

Number of Closed Accounts 11

Total Accounts in Good Standing 9

Accounts Currently Past Due 2

Negative Account History 7

Inquiries in Last 12 Months 8

Link to comment
Share on other sites

Good Luck - suggestion, take one payment divide by 12, adding into your mortgage. You will reduce your loan to around 23 years. You can reduce your net effective rate around 2% lower off your interest rate.

The best, since your sending more then the agreed upon payment, the credit will shoot up........:)++

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.