ArtDivainDebt Posted March 8, 2007 Report Share Posted March 8, 2007 On Tuesday I was contacted by Alliance One. I asked for their mailing info etc. I told the guy I could not talk to him as I was at work. After work I called him because he had left messages on both my phones that it was imparative that I speak with him. I tried in that conversation to ask him not to call me at work, however, I could not finish the sentence as I was barraged with a litany of dialog which included the statement "You will not call me on my phone and tell me terms you owe this money and how are you going to pay it?" In which I tried to ask him questions....let me put it to you this way.....I had stomach problems for the next 5 hours. I did file a DV and sent copies to the big 3 CBs that day (registered mail of course) and the next day I recieved a call from his "branch manager" telling me that I had been branded as not going to pay. I was told there was only 2 answers with this agency and it was claiming fraud or not willing to pay. I was then told that if I did not deal with them that Chase would put a legal demand on me (so what the hell is that?) and I did get him to admit that he was a collections agency. After reading what you had posted I am thinking there are some violations here?Am I correct?What woiuld be my next step in filing suit if I did have a case? Link to comment Share on other sites More sharing options...
qtptute Posted March 8, 2007 Report Share Posted March 8, 2007 DV them. Send it CMRRR.Oh and BTW, they are supposed to send you something in writing within 5 days of talking to you.Let's see how many violations they can rack up. Link to comment Share on other sites More sharing options...
ArtDivainDebt Posted March 9, 2007 Author Report Share Posted March 9, 2007 It is good to know that I am in a correct situation. They called again today but did not answer the phone when I answered it. Am I correct in just hanging up on them since I sent the DV and C&D?I am also under a doctors care for severe depression (the CC company was aware of this because it is how I got into debt to begin with) so these guys are really upsetting to me and have made me a nervous wreck. Link to comment Share on other sites More sharing options...
ArtDivainDebt Posted March 9, 2007 Author Report Share Posted March 9, 2007 Oh yeah what do I do if they do not send me something in writting within those 5 days AND do they have to send it registered mail? Link to comment Share on other sites More sharing options...
qtptute Posted March 9, 2007 Report Share Posted March 9, 2007 Go to www.krumbeinlaw.com/consumer and download the collection activity report. Keep track of how many times they are calling, who called, etc. They're supposed to send you a letter in writing saying who they are, etc., but the odds that they will are not likely within 5 days. Link to comment Share on other sites More sharing options...
divemedic Posted March 9, 2007 Report Share Posted March 9, 2007 Guys this is a thread jack. I am gonna break this off inito its own thread. Link to comment Share on other sites More sharing options...
qtptute Posted March 9, 2007 Report Share Posted March 9, 2007 Guys this is a thread jack. I am gonna break this off inito its own thread.HUH?I was blonde when I was a child, please explain. Link to comment Share on other sites More sharing options...
divemedic Posted March 9, 2007 Report Share Posted March 9, 2007 This thread was part of a longer thread, but was off the topic of that thread, so I broke it off into a seperate thread (the one you see now) Link to comment Share on other sites More sharing options...
ArtDivainDebt Posted March 12, 2007 Author Report Share Posted March 12, 2007 OK they are supposed to contact me within 5 days and did not. I also found that the company they work for is out of Pennsylvania and the DV and C&D was sent to the address in St Paul MN that the collector contacting me gave me. Question one since they did not contact me within the 5 days is there a violation? Question two should I send a copy of the DV to the main office in PA? Link to comment Share on other sites More sharing options...
qtptute Posted March 13, 2007 Report Share Posted March 13, 2007 This thread was part of a longer thread, but was off the topic of that thread, so I broke it off into a seperate thread (the one you see now)Thank you Obi Wan. . . . Link to comment Share on other sites More sharing options...
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