danurse Posted March 9, 2007 Report Share Posted March 9, 2007 I just D'v Giove today after they sent me a letter stating I owed over $7000 for a past due 10 yr old Credit Card bill that was originally $500. The same account is listed on my CR as First American Investment. Should I go ahead and DV them or is DV'g Giove enough? On the notice it does state that First Investment is their client but from what I have been reading...Giove, First Investment, etc. etc. are all one and the same. I'm just wondering if Giove can't validate my debt if that's enough to get this First American Investment off my CR. Anyone with experience with Giove - your help would be much appreciated! Link to comment Share on other sites More sharing options...
IHateCAs Posted March 10, 2007 Report Share Posted March 10, 2007 DV both. Link to comment Share on other sites More sharing options...
zwiepak Posted March 10, 2007 Report Share Posted March 10, 2007 Wait, it's been 10 years, I don't think you need to DV anyone for anything... I'd say have the CRA's get it off your report since it's been WAY past 7 years... Link to comment Share on other sites More sharing options...
danurse Posted March 10, 2007 Author Report Share Posted March 10, 2007 Well, my initial Harris Bank accouny is over 10 yrs old but First investment says my account was opened this year. But I am assuming they mean when they started their collection procedures. Anyways, I will DV them too just in case. Link to comment Share on other sites More sharing options...
IHateCAs Posted March 10, 2007 Report Share Posted March 10, 2007 Definitely start disputing the TL as obsolete through the CRAs. Do it until they won't let you dispute anymore. Link to comment Share on other sites More sharing options...
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