stormywsmn Posted March 11, 2007 Report Share Posted March 11, 2007 I can't seem to get them to update my scores today Anyone else have the same problem? Link to comment Share on other sites More sharing options...
someonesomewhere Posted March 11, 2007 Report Share Posted March 11, 2007 Can you not update at all, or are you getting the message, "Our records show that you have updated your report and score analysis within the last 24 hours"? Link to comment Share on other sites More sharing options...
pjfan Posted March 11, 2007 Report Share Posted March 11, 2007 updated mine today, had 35 pt increase on EX overnight!!! was added as an AU last week and it started reporting today!!!Now waiting for TU and EQ to update the new accounts as well:) Link to comment Share on other sites More sharing options...
pjfan Posted March 11, 2007 Report Share Posted March 11, 2007 Does anyone know if True Credit shows FAKO score increase does that generally mean your actual FICO may have increased also?Thanks Link to comment Share on other sites More sharing options...
LNY Posted March 11, 2007 Report Share Posted March 11, 2007 Does anyone know if True Credit shows FAKO score increase does that generally mean your actual FICO may have increased also?ThanksAnything "may" happen, but they are in no way connected. Your FICO could just as easily have gone down as up. Link to comment Share on other sites More sharing options...
pjfan Posted March 11, 2007 Report Share Posted March 11, 2007 Yes I realize that thanks.I will check it at MYFico.com at the end of next week.I was just curious if anyone had the same or similiar situaton?Anything "may" happen, but they are in no way connected. Your FICO could just as easily have gone down as up. Link to comment Share on other sites More sharing options...
LNY Posted March 11, 2007 Report Share Posted March 11, 2007 Yes I realize that thanks.I will check it at MYFico.com at the end of next week.I was just curious if anyone had the same or similiar situaton?Sorry, you asked if "generally" your FICO will go up as well. That's what my answer referred to... there is no "generally" where this is concerned. It could go either up or down, because they don't use the same scoring algorithm. Some people will tell you yes, their FICO went up too. Some will tell you "my FAKO went up 35 pts, but my FICO went down." In other words, there is no real answer to this question. Link to comment Share on other sites More sharing options...
pjfan Posted March 11, 2007 Report Share Posted March 11, 2007 Thanks LNY that was a very helpful explanation, just what I was looking for. If I order a Fico score from MyFico will I get the actual experian FICO score seen by mortgage lenders or the vantage score that experians website gives out for a fee of $5.95?That is so misleading, you can not get your FICO score directly from EX Sorry, you asked if "generally" your FICO will go up as well. That's what my answer referred to... there is no "generally" where this is concerned. It could go either up or down, because they don't use the same scoring algorithm. Some people will tell you yes, their FICO went up too. Some will tell you "my FAKO went up 35 pts, but my FICO went down." In other words, there is no real answer to this question. Link to comment Share on other sites More sharing options...
chilton1 Posted March 11, 2007 Report Share Posted March 11, 2007 Thanks LNY that was a very helpful explanation, just what I was looking for. If I order a Fico score from MyFico will I get the actual experian FICO score seen by mortgage lenders or the vantage score that experians website gives out for a fee of $5.95?That is so misleading, you can not get your FICO score directly from EX No, you have to get the Exp FICO score at MYfico.com. Link to comment Share on other sites More sharing options...
pjfan Posted March 11, 2007 Report Share Posted March 11, 2007 Ok, Thanks I am on my way to Myfico........... Link to comment Share on other sites More sharing options...
chilton1 Posted March 11, 2007 Report Share Posted March 11, 2007 dont forget the code Link to comment Share on other sites More sharing options...
pjfan Posted March 11, 2007 Report Share Posted March 11, 2007 Thanks again used the code and My score is EX 625 EQ 647 and I did not get TU but a lender told me 3 weeks ago that is was 531. I really hope the EX is correct. If so then I can qualify for a mortgage! Link to comment Share on other sites More sharing options...
stormywsmn Posted March 12, 2007 Author Report Share Posted March 12, 2007 I think it was a browser problem I would go to update and then it would do that little dot wait screen forever and not update at all. I was using explorer. When I tried it in firefox it updated. My scores went down today though I got an alert that I got a new account from capital one on my EQ. I think they deleted the old account and then submitted a new one. Why would they do that? It made my scores go down so maybe they knew that would happen and that's why they did it. I got a cc offer from them today too. Link to comment Share on other sites More sharing options...
chilton1 Posted March 12, 2007 Report Share Posted March 12, 2007 I think it was a browser problem I would go to update and then it would do that little dot wait screen forever and not update at all. I was using explorer. When I tried it in firefox it updated. My scores went down today though I got an alert that I got a new account from capital one on my EQ. I think they deleted the old account and then submitted a new one. Why would they do that? It made my scores go down so maybe they knew that would happen and that's why they did it. I got a cc offer from them today too.JMHO I would burn the offer? They are worst than pond scum or the worst Collection agency. They are probably trying to reage an old debt; read the fine print. Link to comment Share on other sites More sharing options...
stormywsmn Posted March 12, 2007 Author Report Share Posted March 12, 2007 There wasn't any fine print at all. It just said it was a pre-screened offer. I tossed it. I know they suck. Link to comment Share on other sites More sharing options...
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