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Should I Verify or Validate

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Good Morning everyone. Sorry I posted these in the wrong forum.

I have recent debts (less than 4 years) of about $800 in total:

DirectTV ($80.00)

Comcast ($140, I paid about $150 last year)

Suntrust Bank ($232) and

Premier Bank credit card ($450).

I made some partial payments on each of these accounts in the past. Now they are in collections. Premier Bank recently sent theirs to collections in my state, and they wrote to me. Suntrust debt is still with them (no collections yet). I am ready to start paying some of these.

Given that I have previously acknowledged the debt (with payment), is there any need to verify or validate them, especially the DirectTV & Comcast accounts.?

I am careful about DV'ng the banks - Premier and Suntrust (in fact, suntrust has my car loan)

Should I just shoot for settlement?

Regards, YY

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