smooth_dol Posted March 14, 2007 Report Share Posted March 14, 2007 Hi Everyone,I am glad I found this site and I think you will all be helpful in my quest.Back in college I ran up my card and never paid for it. So I have a judgement in GA by Capital One that was entered in 2001. I never showed to court because I didnt know any better so they won by default. This is scheduled to get off my report in AUG '08, but I cannot wait that long because I want to purchase a home this fall.1) What reasons can I give to vacate court for this judgement?2) If I do not successfully vacate this judgement does it start the 7 year cycle?3) I have searched for the SOL to vacate judgement in Georgia but cannot find the information.4) Should I request a DV from the creditor?I would really appreciate advise from all you wonderful knowledgable members.Thanks!! Link to comment Share on other sites More sharing options...
Recovering Attorney Posted March 14, 2007 Report Share Posted March 14, 2007 You might be abe to get it vacated, but remember you have to defend it yet. You need a reasonable excuse for not answering and a meritotious defense to the action. Link to comment Share on other sites More sharing options...
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