Can a outdated item be re-inserted on a Credit report after being satsified?

[erick]

In 1987 a judgment was entered against me. In 2001 my bank account was attached as a result of the judgment. I sued to have the judgment vacated and the Judgment was upheld. I made payment arrangements with the creditor which saved me thousands of dollars. The judgment has now been entered on my credit report as satisfied even though it was outdated. Is this legal and if so is there anyway to get the Judgement removed from my credit reports. All help is appreciated.

[thomassl]

In 1987 a judgment was entered against me. In 2001 my bank account was attached as a result of the judgment. I sued to have the judgment vacated and the Judgment was upheld. I made payment arrangements with the creditor which saved me thousands of dollars. The judgment has now been entered on my credit report as satisfied even though it was outdated. Is this legal and if so is there anyway to get the Judgement removed from my credit reports. All help is appreciated.

You need to provide more information concerning what type of judgment. For example, unpaid tax judgments can stay on a credit report for 15+ years! Normally a judgment stays on for 7 yrs. When did you finish paying for the judgment? You say it's outdated? Explain how? Give us a little more information so we can assist you.

[IHateCAs]

A 1987 judgment is obsolete. Dispute as such.

[IHateCAs]

Looks like a 14 year old judgment in Maryland would've been dormant and unenforcable.

[erick]

I appreciate everyone who responded to my post; however, let me provide a little more information. It was a Credit Union car loan. The car was repossessed in the late 80's. The item was on my report initially but after seven years it was removed. The OC then filed to attach my bank account in 2004. They were successful. I went to court and filed dismissal motions because I had not been served. The judge didn't agree and said I owed the monies. I agreed to pay the principal but not the interest, which was over 300% of the principal and which I paid in 2006. I just recently received a document from the Court stating the Judgment had been satisfied. It will be listed as a public record judgment on my credit report. Can this be done considering the initial TL was removed over ten years ago? I hope this additional information helps. Again all help is appreciated.

[momof5]

No. The judgment has a different timing. Once the judgment has been entered, the 7 yr clock begins and it has nothing to do with orig date of delinquency.

This was so old you should have gotten a dismissal for out of SOL, but too late and I am sorry to hear this happened to you.

For another poster....about the tax liens....you are incorrect. An UNPAID tax lien can stay forever.....a PAID tax lien is history 7 years after date of payment.