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What is Adequate DV Validation ???


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Looking for help on this one....

I sent a DV to ER Soultions for a CO from Comcast. Sent it via CMRRR, got the card back and a couple of days later, I got a hand addressed envelope in the mail. The return address on the envelope was Comcast.

Inside the envelope was a simple screen print from someones computer and nothing else. The screen print was showing the account information that had my name, old address, statement balance and it showed as being charged off. There was no letter or anything or even who it came from.

I called Comcast to inquire about it since the return address on the envelope had their name on it. Comcast said they did not have the account anymore and it was sold to ER Solutions.

My question is, does a screen print server as adequate validation? If not, what do I do next? I went ahead and did the one two punch as soon as I got my green card back but not sure how to proceed at this point.

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Out of all of the DVs I've sent I've gotten 3 returned, and for the most part I consider it 'validation'. It was either a copy of the complete history (twice) or the original contract I signed (once). The most important part was the dates were clearly shown for all...it was easy to see they were outside SOL so I knew I was in the clear.

In your case I'm not sure if that's proper validation or not, however, I would certainly want to know when you last made a payment on the account or the date you signed the contract for whatever it was they gave you.



Edited by kevin3344
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If you are in AZ you might be in the clear. I am not sure what kind of acct Comcast is considered do you? Check the ARS Title 12 Chapter 5 http://www.azleg.gov/ArizonaRevisedStatutes.asp?Title=12 That was more than 3 years ago, so either you are already in the clear or close.

If you do try to settle offer REALLY Low and let them counter.. just negotiate how it is reported. And remember regardless of what they say, they can report however you and they agree..

And do it all in writing only! No phone conversation. You can't prove what is said on the phone.

Anyway, just my 2 cents. I settled several accounts in 2003 this way, like .30 on the dollar. 2 I negotiated to 0% interest till paid off and then to be reported as satisfactory condition.

3 accounts never settled with me, 1 of those is now SOL. The other 2 are well still a Saga!

Good luck!


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