iomega71 Posted March 15, 2007 Report Share Posted March 15, 2007 Reasons:Level of delinquency on accounts Proportion of balances to credit limits is too high on bank revolving or other revolving accounts Length of time since derogatory public record or collection is too short Should I call and ask for reconsider? Link to comment Share on other sites More sharing options...
direred Posted March 15, 2007 Report Share Posted March 15, 2007 How long has it been since that delinquency, and how delinquent was your worst delinquency? Link to comment Share on other sites More sharing options...
iomega71 Posted March 15, 2007 Author Report Share Posted March 15, 2007 I did CH7 BK and it was discharged 2/06. Just wondering if I call and have them reconsider if it would change the decision. Have Orchard, WAMU, and waiting for approved Hooters.Maybe I just went for too much too fast. Link to comment Share on other sites More sharing options...
direred Posted March 15, 2007 Report Share Posted March 15, 2007 I think you do. Juniper likes to see 1-2 years credit post-BK. Link to comment Share on other sites More sharing options...
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