Jump to content

Does this constitute overshadowing?


Recommended Posts

I am about to DV Titan Management Services LLC (fka New Vision Financial) and noticed this on their initial letter (which was dated about a month after their first phone call anyway) immediately after the mini-miranda:

"If you do not have a valid dispute, please enclosed (sic) a check or money order for the balance in full OR contact one of our account specialists immediately to avoid any additional collection activity on your account."

Clearly, my right to demand validation is not contingent on having a "valid dispute". Therefore, surely this is a case of overshadowing, since it implies that I can only do so if I have such a valid dispute, isn't it? Moreover, isn't this language somewhat coercive, since it contains a not particularly well-disguised threat?

Link to comment
Share on other sites

Personally, I'd argue overshadowing on that. I might not sue on it, but I would file complaints with my state AG (and theirs) as well as file an FTC complaint.

...and send copies of all of the above with my validation request.

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.