mcck Posted March 15, 2007 Report Share Posted March 15, 2007 Did anyone have any dealings with Phillip Cohen and Assoc.?Someone from their offices called me at work asking me to pay a debt that I owe. I told them that they need to send me something in writing at home and not to bother call me at work. They continued to ask me why I do not answer my phone. I asked that I see in writing what I allegedly owe. They said they will contact my employer instead. I cant wait because I told them not to bother me at work and nor do I have the legal right to speak to anyone on the phone, specially a collector. I cant wait to count on the violations these people will rack up. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted March 15, 2007 Report Share Posted March 15, 2007 Did anyone have any dealings with Phillip Cohen and Assoc.?Someone from their offices called me at work asking me to pay a debt that I owe. I told them that they need to send me something in writing at home and not to bother call me at work. They continued to ask me why I do not answer my phone. I asked that I see in writing what I allegedly owe. They said they will contact my employer instead. I cant wait because I told them not to bother me at work and nor do I have the legal right to speak to anyone on the phone, specially a collector. I cant wait to count on the violations these people will rack up.I hope what you hope, however, I have a feeling they are bluffing to try and get you to give in. The rat ba$tards. Link to comment Share on other sites More sharing options...
elyse449 Posted March 15, 2007 Report Share Posted March 15, 2007 Did anyone have any dealings with Phillip Cohen and Assoc.?Someone from their offices called me at work asking me to pay a debt that I owe. I told them that they need to send me something in writing at home and not to bother call me at work. They continued to ask me why I do not answer my phone. I asked that I see in writing what I allegedly owe. They said they will contact my employer instead. I cant wait because I told them not to bother me at work and nor do I have the legal right to speak to anyone on the phone, specially a collector. I cant wait to count on the violations these people will rack up.It's my understanding that they have 5 days from the first date of contact to get you something in writing. When was this that they called you at work? Technically, that's making contact and now the clock is ticking.You need to tell them-point blank-that you're employer DOES NOT authorize such calls at work and if they continue to call they are in direct violation of the FDCPA. It may be that they want to "embarrass" you into paying or whatever--or it may be that they want your employer to tell them to quit calling--either way, slimey tactics.Wait and see if you get something from them in writing, then we'll go from there. Don't let them push you into ANYTHING. Elyse Link to comment Share on other sites More sharing options...
hawaiiguy Posted March 16, 2007 Report Share Posted March 16, 2007 There are also some states that have laws about CA contacting you at work, the number of times, who they can talk to, etc. Link to comment Share on other sites More sharing options...
someonesomewhere Posted March 16, 2007 Report Share Posted March 16, 2007 Check all 3 CRs. If they are on your CRs, DV them. Don't wait for 'em to send you something in writing. Use the 1-2 punch and dispute with the CRAs a few days after you mail off your DV letters.A recording device on a phone at work may or may not be feasible, but you can certainly pick one up at Radio Shack and put it on your home phone. Sounds like they are just asking to get sued for violations. Since IN is a one party state for recording phone conversations, you don't have to tell 'em you're recording. Just start the tape, and let 'em rack up violations. Link to comment Share on other sites More sharing options...
qtptute Posted March 16, 2007 Report Share Posted March 16, 2007 Here's a little tidbit about Phillips & Cohen. (We've sued them before and won)Agency DetailsPhillips & Cohen Associates, Ltd. *** 695 Rancocas Rd. Westampton, NJ 08060-5626Phone: (609) 518-9000Fax: (609) 518-9442Web Address: www.phillips-cohen.comBud Says...West Virginia Sues New Jersey Bill CollectorCongress may have severely toughed bankruptcy laws, to the detriment of consumers, but state officials in West Virginia say bill collectors can't threaten and harass debtors. State Attorney General Darrell McGraw is taking an out of state collection agency to court, saying it may have violated West Virginia law.McGraw has filed suit to compel Phillips & Cohen Associates, Ltd., a New Jersey collection agency, to comply with the Attorney General's investigative subpoena.The Attorney General began investigating Phillips & Cohen's' debt collection practices after receiving complaints from consumers that it was threatening consumers with jail, discussing the alleged debts with persons other than the consumers, and attempting to collect money for debts that have already been paid. Phillips & Cohen is not registered to do business in West Virginia and has not posted a bond, a requirement for all collection agencies doing business in the state. "Rogue collection agencies will not be allowed to harass and threaten West Virginia consumers," McGraw said. "Any consumers who receive repeated telephone calls from debt collectors or have debt collectors threaten them with jail or criminal prosecution should contact my Consumer Protection Division."Story from www.consumeraffairs.com--------------------------------------------------------------------------------*********** CONSUMER WARNING: *********** EXTORTION IS A FELONY IN ALL STATES. IF A DEBT COLLECTOR ATTEMPTS IT, CONTACT YOUR LOCAL POLICE OR THE FBI. GIVE THEM THE NAME, PHONE NUMBER AND EXTENSION OF THE DEBT COLLECTOR COMMITTING THE CRIME.extortionn. obtaining money or property by threat to a victim's property or loved ones, intimidation, or false claim of a right (such as pretending to be an IRS agent). It is a felony in all states, except that a direct threat to harm the victim is usually treated as the crime of robbery. Blackmail is a form of extortion in which the threat is to expose embarrassing, damaging information to family, friends or the public.See also: blackmail robbery theft--------------------------------------------------------------------------------CEO Matthew Phillips is a loser for allowing his goons to grease their pockets with so many FDCPA violations. This (non-law firm) collection agency appears to be a cess-pool of misfits and lawbreakers that prey on consumers with their lawlessness. NEVER give them any information on your bank/credit accounts, or post-dated checks. YOU WILL REGRET IT!!THIS INFORMATION CAME FROM WWW.BUDHIBBS.COMDo not deal with these idiots. However, these goons are like W&A (Wolpoff & Abramson) and fight until the end. If you send an ITS, you better plan on having an atty in your pocket. They don't settle. Link to comment Share on other sites More sharing options...
Recommended Posts