Gotta Doozie about Midland Credit (addiditon to wage garnishment post earlier)

[MadinKS]

I asked my wife about the wage garnishment issue tonight (from back in Oct 06 and the OC (Spiegal) is still reporting a balance as of March 12) and found out that the only thing she received was a notice from her company stating she had her wages garnished (after the fact) and a supposed "release of garnishment" from the District Court of Sedgwick County, Kansas. She was not properly served and signed for no certified mail summons. I decided to look on Kansas Secretary of State Business Entity Search for their license and Kramer and Frank, P.C. forfeited their license on 07/15/1991! The same collection agency that supposedly brought the suit to garnish her wages! I may be way off base but isn't this HIGHLY illegal to collect in a state your not licensed in? I am so pissed right now I could...never mind. Anyway, anyone with any advice on how to proceed would be great right now. I don't know if I should file a complaint with FTC, BBB, CPA, etc. or talk with a lawyer or what. Please help. Posted info from KS Sec of State

Kansas Secretary of State

Business Entity Search

Date: 03/15/2007

Business Information

Current Entity Name Business Entity ID Number

KRAMER & FRANK, P.C. 7416860

Current Mailing Address: 9666 OLIVE BLVD., ST LOUIS, MO 63132

Business Entity Type: FOREIGN FOR PROFIT

Current Status: FORFEITED - FAILED TO TIMELY FILE A/R

Date of Formation in Kansas: 06/27/1990

State of Organization: MO

Resident Agent and Registered Office

Resident Agent: CHARLES BALL

Registered Office: TWO GATEWAY CENTER STE 800 , KANSAS CITY, KS 66101

Annual Reports

The following annual report information is valid for active and delinquent status entities only.

Tax Closing Month: 12

The Last Annual Report on File: 00/0000

Next Annual Report Due: 04/15/1991

Forfeiture Date: 07/15/1991

MadinKS

[unusualsuspect]

OK what this means is that this company is not authorized to conduct ANY business in MO.

I'm sure that the other legal people will correct me, but when a co. lets their registration lapse, then they lose the right to conduct business and especially to defend themselves in MO if a lawsuit is brought.

[CarolinaBlueEyes]

the BBB is useless.. contact your AG first.. then perhaps a local lawyer .. and if permits are issued by your DOI in your state make sure they are aware. but the BBB really doesnt serve much purpose in situations like this