nascar Posted March 18, 2007 Report Share Posted March 18, 2007 Agent Services DivisionPortfolio Recovery Associates, Llc Trade Name: Permit: 4132Status:InactiveAddress:120 Corporate Boulevard, Suite 100Norfolk, VA23502License Address:120 Corporate Boulevard, Suite 100Norfolk, VA23502Contact:Paul GillTelephone(s):(757) 519-9300 (Business Phone)(757) 321-2518 (Fax)(757) 519-9300 (License Phone) Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted March 18, 2007 Report Share Posted March 18, 2007 Agent Services DivisionPortfolio Recovery Associates, Llc Trade Name: Permit: 4132Status:InactiveAddress:120 Corporate Boulevard, Suite 100Norfolk, VA23502License Address:120 Corporate Boulevard, Suite 100Norfolk, VA23502Contact:Paul GillTelephone(s):(757) 519-9300 (Business Phone)(757) 321-2518 (Fax)(757) 519-9300 (License Phone)now isnt that special.. wonder what the situation is on that.. thanks for the info! Link to comment Share on other sites More sharing options...
IHateCAs Posted March 19, 2007 Report Share Posted March 19, 2007 North Carolina is another state that doesn't seem worthwhile to collect debts in. Tough state anti-collector laws, no garnishments and short SOLs. Link to comment Share on other sites More sharing options...
mmckey Posted March 19, 2007 Report Share Posted March 19, 2007 Re: Portfolio Recovery Associates Where can I find info regarding their license in license in Louisiana?Thanks, Missy Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted March 19, 2007 Report Share Posted March 19, 2007 North Carolina is another state that doesn't seem worthwhile to collect debts in. Tough state anti-collector laws, no garnishments and short SOLs.which is one of the many reasons I love it here.. that and the ocean, the mountains.. the people.. there is a reason I call it home (being the #1 seed in the NCAA doesnt hurt either However don't kid yourself.. Unifund seems to think we are like fish in a barrel here they file lawsuits as often as I change my lip gloss... Link to comment Share on other sites More sharing options...
tbwilli Posted March 19, 2007 Report Share Posted March 19, 2007 Status:InactiveAddress:120 Corporate Boulevard, Suite 100Norfolk, VA23502License Address:120 Corporate Boulevard, Suite 100Norfolk, VA23502Contact:Paul GillTelephone(s):(757) 519-9300 (Business Phone)(757) 321-2518 (Fax)(757) 519-9300 (License Phone)Yet, they are still trying to collect on an account that they say I have w/ them. Also, they are trying to collect on a time barred debt which is a no no in NC. "§ 58‑70‑115. Unconscionable means.No collection agency shall collect or attempt to collect any debt by use of any unconscionable means. Such means include, but are not limited to, the following:(1) Seeking or obtaining any written statement or acknowledgment in any form containing an affirmation of any debt by a consumer who has been declared bankrupt, an acknowledgment of any debt barred by the statute of limitations, or a waiver of any legal rights of the debtor without disclosing the nature and consequences of such affirmation or waiver and the fact that the consumer is not legally obligated to make such affirmation or waiver;"I disputed account w/ the CRAs and they(Portfolio Rec.) sent me a letter asking me to provide them with the info. they need to verify the debt. They have since verified w/ all 3 CRAs. They also included the "miranda" in the letter. Isn't that viewed as "continued collection activity"? How should I handle this one? This account is 2 years past SOL in NC. Any advice is appreciated. Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted March 19, 2007 Report Share Posted March 19, 2007 Contact the DOI and then call the NC AG's office..The AG office number is 919-716-6400 , ASK for David Evers.you may have to leave a message but he is great about returning calls. Link to comment Share on other sites More sharing options...
nascar Posted March 19, 2007 Author Report Share Posted March 19, 2007 Called a certain JDB who has an old SOL debt still sitting on my report. I asked for info on the account. CSR was very nice, but said she couldn't send me any info. She transferred me to supervisor. Supervisor had a stick up her behind. I asked her to at least send me a collection (dunning) letter showing the amount they were looking for. She said she couldn't. I asked why and she stated again that she could not do that. I asked again (very calmly and friendly...on purpose). She hung up on me.I called back; got a different CSA. Told her I can't find the letters they've sent me, could she please generate another. She said she would have a letter sent out. I thanked her nicely.Now, what in the world should I do if a JDB with an inactive license sends me a dunning letter for an SOL debt? Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted March 19, 2007 Report Share Posted March 19, 2007 Called a certain JDB who has an old SOL debt still sitting on my report. I asked for info on the account. CSR was very nice, but said she couldn't send me any info. She transferred me to supervisor. Supervisor had a stick up her behind. I asked her to at least send me a collection (dunning) letter showing the amount they were looking for. She said she couldn't. I asked why and she stated again that she could not do that. I asked again (very calmly and friendly...on purpose). She hung up on me.I called back; got a different CSA. Told her I can't find the letters they've sent me, could she please generate another. She said she would have a letter sent out. I thanked her nicely.Now, what in the world should I do if a JDB with an inactive license sends me a dunning letter for an SOL debt? GREAT.. let me call my travel agent,., where are we going on vacation??? I can be packed in an hour... Link to comment Share on other sites More sharing options...
rella5 Posted March 20, 2007 Report Share Posted March 20, 2007 Maggie Valley for some "gem and gold mining"? Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted March 20, 2007 Report Share Posted March 20, 2007 Maggie Valley for some "gem and gold mining"?uh no.. I was thinking some place more tropical.. like St Barts Link to comment Share on other sites More sharing options...
nascar Posted March 20, 2007 Author Report Share Posted March 20, 2007 Maggie Valley for some "gem and gold mining"?The only thing you'll find in Maggie Valley nowadays is yankees. Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted March 20, 2007 Report Share Posted March 20, 2007 I got a letter from them today so I CALLED the NCDOI and found out they may not be inactive after all.. she said they had a system wide problem that accidently left several agencies Inactive that may not be. It happened on March 9 and they are trying to correct it. They said it should up to date in a few days Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted March 24, 2007 Report Share Posted March 24, 2007 Just for fun I checked out the DOI to see if it had changed.. the girl on the phone insisted it was a glitch on the 9th and it would take a few days to correct (which already seemed odd since I called them on the 20th.... but it seems to me it would be updated by now.. Portfolio is still showing inactive as of today....oh this dunning letter is looking better and better.. lol Link to comment Share on other sites More sharing options...
tbwilli Posted March 31, 2007 Report Share Posted March 31, 2007 Still showing as "inactive". Link to comment Share on other sites More sharing options...
nascar Posted March 31, 2007 Author Report Share Posted March 31, 2007 Still showing as "inactive".Yep. I'm going to verify that on Monday. Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted April 1, 2007 Report Share Posted April 1, 2007 Will you let me know what you find out.. when I called the girl put it down to a "glitch" on the 9th.. and I have recieved dunning letters from them since then.. ... she said it would be corrected in a few days and it still shows inactive... so let me know will you.. thanks! Link to comment Share on other sites More sharing options...
nascar Posted April 1, 2007 Author Report Share Posted April 1, 2007 I have recieved dunning letters from them since then..Yes, I have one too (that's the one I asked them to send!). SOL for over two years. Asking someone to break the law is no excuse for doing so. Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted April 1, 2007 Report Share Posted April 1, 2007 Yes, I have one too (that's the one I asked them to send!). SOL for over two years. Asking someone to break the law is no excuse for doing so. Great.. where are we going on vacation when they lose in court Link to comment Share on other sites More sharing options...
direred Posted April 1, 2007 Report Share Posted April 1, 2007 Great.. where are we going on vacation when they lose in court I'll buy a round of drinks, wherever it is. Link to comment Share on other sites More sharing options...
CarolinaBlueEyes Posted April 2, 2007 Report Share Posted April 2, 2007 works for me!!!!! Link to comment Share on other sites More sharing options...
nascar Posted April 2, 2007 Author Report Share Posted April 2, 2007 Portfolio Recovery permit #4132 is NOT active in NC. I received a response from NCDOI this morning, and while my contact there could not verify why the license is no longer active, he did state that word is beginning to circulate around the industry that violating North Carolina statutes could have some "profound consequences." Link to comment Share on other sites More sharing options...
IHateCAs Posted April 2, 2007 Report Share Posted April 2, 2007 Portfolio Recovery permit #4132 is NOT active in NC. I received a response from NCDOI this morning, and while my contact there could not verify why the license is no longer active, he did state that word is beginning to circulate around the industry that violating North Carolina statutes could have some "profound consequences."North Carolina is another state that doesn't seem worthwhile to collect debts in. Tough state anti-collector laws, no garnishments and short SOLs.I'm surprised it's taking this long. I know some JDBs that cherry pick states and avoid states like Texas and NC. Link to comment Share on other sites More sharing options...
UNCForest Posted April 16, 2007 Report Share Posted April 16, 2007 Hi guys...a couple questions from afellow north carolinian...How did you guys check to see if the collector had a license?Does it matter if they have a license?In what other ways does being NC help us fighting against CAs? Someone had said it was hard for collectors in NC. how so?Thank you! Link to comment Share on other sites More sharing options...
tbwilli Posted April 17, 2007 Report Share Posted April 17, 2007 Hi,You can check directly with NC Dept. Of Insurance for a collection agency's license status.http://infoportal.ncdoi.net/agent_search.jspQuote:Originally Posted by IHateCAsNorth Carolina is another state that doesn't seem worthwhile to collect debts in. Tough state anti-collector laws, no garnishments and short SOLs. Link to comment Share on other sites More sharing options...
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