5thsfg Posted March 18, 2007 Report Share Posted March 18, 2007 i need a clear answer on this if anyone knows it ......my DW added me to her orchard bank cc account making it joint...but what i didn't know was that she had a 30 day late that's being reported from a year ago ...which was before we were even married ...now it's being reported on my report ..can i get this removed ..i know u can get this stuff removed if i was an AU but im not im a joint account holder .......if i dispute this will the cra find im not responsibe since i was added to the account well after the 30 day late or will they verify it .....am i going to problems removing this Link to comment Share on other sites More sharing options...
gypsie Posted March 19, 2007 Report Share Posted March 19, 2007 Doubt that you will have it removed. Her history is now your history. You could always try a goodwill letter to Orchard and ask them to remove the history from your CR, pointing out that you were added as joint on a specific date.However, when they update- the late may just get put back on. And I doubt that Orchard will make a special effort to keep "separate records". They see one account, two names, their computer talks to the CRAs computers and boom, there the TL shows. Link to comment Share on other sites More sharing options...
shan2themax Posted March 19, 2007 Report Share Posted March 19, 2007 I have recently tried to get Cap1 to goodwill a 30 day late off my history or at least change the status from current/was 30 days past due... to just current! They arent going to do it though.... Link to comment Share on other sites More sharing options...
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