InsideTexas Posted March 19, 2007 Report Share Posted March 19, 2007 Called and talked to recovery dept. moron...She said that I have to deal with the CA, that Chase will not deal with me since it was CO'd. I told her the CA is not reporting on my CR, and she said they won't, that Chase will be the only one reporting.My question is: What do I do to pay it off if I want to settle? I don't want to pay the CA, but sent a settlement letter to the OC and never heard back. A week later, got notice from the CA. Sent them a PFD and said I wanted it in writing before I did anything.Same thing happened with the BOA card. I want to settle, but sent a letter and never heard back. Talked to a higher up in the company, he said I have to settle with the CA.What do I do? Settle with the CA's on a PFD of the original TL from the OC? Help! Link to comment Share on other sites More sharing options...
InsideTexas Posted March 19, 2007 Author Report Share Posted March 19, 2007 found this after some ingenious search keywords..http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=262686&highlight=paying+charged+originalSo I guess I CMRR the OC again, then sue if they don't reply?> Link to comment Share on other sites More sharing options...
willingtocope Posted March 19, 2007 Report Share Posted March 19, 2007 As I said in the PM...if it were me, I'd get a bill in writing from the OC before I send anyone money. I would not pay the CA. I'd tell the OC if they want their money, either send me a bill, or sue me. (You really cannot trust CAs). Link to comment Share on other sites More sharing options...
InsideTexas Posted March 19, 2007 Author Report Share Posted March 19, 2007 Didn't get your PM until just now, sorry. Thanks for your reply in the PM though. I appreciate it.These two are the LAST things on there that the family member effed up. If I can get them to at least a paid status, I'll be happy. Link to comment Share on other sites More sharing options...
InsideTexas Posted March 20, 2007 Author Report Share Posted March 20, 2007 Two letters went out today (three really, but two dealing with the CO's)Told the OC I had already sent them letters, and that I refused to deal with the CA's. I said the CA's probably have no proof of my debt, but that if the OC would send me a bill for $XXX amount as a settlement, I would agree to pay it but would want something in writing stating the debt was paid. I figure pay the OC now, dispute it later on down the road or GW it. My scores are STILL in teh 580's, and other than 3 accounts with one 30-day each, the CO's are the only negatives! My MOTHER has a judgment, 3 collections and a BK (almost off her report) and has better scores than I do. Link to comment Share on other sites More sharing options...
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