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Distinguishing Between CA's and JDB's? How?


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Is there really a way to tell?

I have 2 I'm dealing with right now for some really, really OLD debt...one that is 2002 and one that is 2004. One of the CA's websites says " purchases discrete pools of consumer receivables directly from originators and other lenders, as well as from a variety of resellers. (emphasis added). Obviously, based on the language, this one definitely is a JDB.

I do not find this language on the other one, although I have found their name mentioned often on this stie. So how can you actually tell if they are a true CA or a JDB?

Thanks again!


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