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OC verification letter after CRA dispute


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Willingto cope, Divemedic or others,

Please evaluate this letter requesting verification from a dirt ball leasing company in Chicago (lease was PIF, 04) for a credit card machine.

T:Dirt-ball Leasing

F:ME

Re: Acct #

TWMC:

You are reporting inaccurate, damaging information on my credit reports.

Under FACTA/FRCA statutes I demand that you provide the following information:

A copy of the alleged agreement enjoining me contractually with your company that bears my authentic signiture.

A detailed list of goods or services provided, including serial numbers and dates allegedly provided to me.

A complete payment history of this account.

Documentation of any assignations you may have made regarding this alleged indebtedness and contact information for your assigns.

Documentation whereby you claim any write-off or charge-off amounts in reference to this alleged account and the dates for same.

I am allowing you one try to get this right. Your Facta/Fcra violations are tallying up nicely. I am advised by counsel that you have made gross mistakes and are exceedingly vulnerable to litigation.

To avoid such unpleasantness and thus decrease your exposure to liability you may forward to all credit reporting agencies the UDF form eliminating this tradeline.

Nothing short of complete elimination of this tradeline is acceptable to me.

The door will slam shut on this opportunity in 30 days from the time I receive confirmation from the USPS confirming receipt of this communique.

Signed, Me

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If you haven't sent this already, you might consider revising it a bit. What exactly are they doing wrong? What is inaccurate about the data on your credit report? Why would you expect them to remove the TL completely? Is it not yours? You don't indicate that in your letter/post.

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Thanks Nascar for the reply.

These guys showed a 30 day late from 2 years ago that they started reporting 8 months ago. I disputed with CRA, came back verified. Disputed with OC, no reply and shortly thereafter rewarded me with a 60 day late from 2 years ago. I disputed with CRA, again verified. NOW their(OC) is showing a charge-off and settled for less than full amount. The entire tradeline is crap.

We did lease a CC processing machine from these clowns but we PIF-ed the account. This company has tons of pending law suits. It is possible I did have a 30 late,even that is doubtful. Certainly none of the other garbage is true.

None of my earlier actions were based on CIC logic, just my own indignation,micro-soft word, and a few addresses, and that didn't get me very far. That brings you up to date with my last post and ,no, It hasn't been sent. I want to do it right and defer all future actions to a thorough review of this site. Being PO'd is not enough, I've got to connect the procedural dots to get anywhere. Hard lesson learned! Thanks and sorry for the mini-rant.

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