Have you ever made payment arrangements with a Debt Buyer, and they changed the date?

[NeedRelief]

A debt buyer puchased my debt from the original creditor, so I've made payment arrangments with them to pay off the balance since it was still within statute of limitations. After 8 payments, the debt buyer sent me a letter saying that my next payment is due two weeks earlier than we agreed upon. I have a letter from them showing they agreed to a later due date. Do they do this often? Also, I've always made the payments two weeks before it was due, but I still want the later date we agreed upon just in case I need more time in the future?

Also, if I decide to file bankruptcy, can I add this debt buyer to the bakruptcy papers, even though I've resumed payments on a six year old debt, that has four years left within SOL?

[divemedic]

That is why you should never make deals with CA's or JDB's, especially when they are not in writing.

[nascar]

if I decide to file bankruptcy, can I add this debt buyer to the bakruptcy papers

...yes

[NeedRelief]

That is why you should never make deals with CA's or JDB's, especially when they are not in writing.

In my message I explained that I have a letter from them showing the date we originaly agreed upon, for due date. That's why I'm wondering why they've changed the date. I will call next time I'm out, as they don't have my phone number.

[NeedRelief]

...yes

Thank you