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Help Again


serenity06
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:?I did not get a full understanding on this question:?

Also, I have a few items on my credit report with late payments but paid in full. What advice would you give to me? Take them off or send a goodwill letter asking them to remove the late payment.

I look up top and could not understand how the goodwill letter goes - the sample given. Do anyone have one that is more simple for a newbie?

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