austtenn Posted March 20, 2007 Report Posted March 20, 2007 Firstly let me thank you for any advice you can give me on how to handle this. I received a notice from a collection agency for a time share debt. I believed that this Time Share I had with my ex-wife was signed over to her along with other property at the time of the divorce (approx 10 yrs ago). Upon her death, which was about 2 yrs ago, I suddenly started receiving outstanding payment notices. I guess she never paid the montly installments. I disputed this with the Credit Bureaus and it came back as being verified. I haven't yet disputed it with the collection agency. My questions are:Should I contact the Collection Agency stating I disupte this in its entirety because my ex-wife fraudulantly kept using my name on the account and it consistutes as idendity theft? or is there some other way I should approach this? Please point me in the right direction with this. I'm at a loss to understand why its appearing on my credit history, well I know why, its because my ex never paid the time share and since they found me, I guess I'm it.Thanks again for any help.
unusualsuspect Posted March 20, 2007 Report Posted March 20, 2007 Was the title to the time share quitclaimed when you divorced? If it was not, then you are still on title and the legal owner depending on vesting. DV the debt for now and buy some time, but you may need a real estate attorney to undo all of this.
Recommended Posts