mj11 Posted March 21, 2007 Report Share Posted March 21, 2007 If my CR shows 11/03 30 days late does that mean the last payment was Oct 1 or Nov 1? If it means Oct 1 then my judgment is past the SOL if it means Nov 1 then I am SOL as the suit was filed Oct 6 2006. Is there a way to find out the date of last activity other than the CR?Thanks! Link to comment Share on other sites More sharing options...
serenity06 Posted March 21, 2007 Report Share Posted March 21, 2007 I am no expert but I believe that means that your payment was due October but it was considered 30 days late in Nov. Maybe one the more experience people will come along and help you a little better. Link to comment Share on other sites More sharing options...
thomassl Posted March 21, 2007 Report Share Posted March 21, 2007 If my CR shows 11/03 30 days late does that mean the last payment was Oct 1 or Nov 1? If it means Oct 1 then my judgment is past the SOL if it means Nov 1 then I am SOL as the suit was filed Oct 6 2006. Is there a way to find out the date of last activity other than the CR?Thanks!The statue of limitations for Arizona is 6 yrs. for written contracts and promissory notes, 3 yrs. for oral contracts and open ended accounts. Credit card payments are open ended accounts. I don't know what your judgement is for? Remember, the DOFD, date of first delinquency is not necessarily the DOLA, date of last activity. DOLA could mean the latest activity on your credit report! Link to comment Share on other sites More sharing options...
mj11 Posted March 21, 2007 Author Report Share Posted March 21, 2007 My judgement is for $10k and they will settle it for $6500 or completely vacate it for $9100...nice guys huh? I have until next Friday to do either one. I am trying to figure out if it was past the SOL when they filed suit which I hope means I could get it vacated. Do need to be concerned with the DOFD or the DOLA for SOL purposes? I have not made a payment since I believe Oct 03 acording to my CR but I am not for sure. Is there a way to find out from the OC when my last payment was?Thanks, Link to comment Share on other sites More sharing options...
kimber6337 Posted March 21, 2007 Report Share Posted March 21, 2007 SOL goes on DOLA. Example if you pay a bill that is 2 years old you reset your SOL to the most last payment. Link to comment Share on other sites More sharing options...
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