Whatamess Posted March 21, 2007 Report Share Posted March 21, 2007 Can someone give me alittle more insight on disputing. I have alot of letters to ship out and dont want to overdue it. How many disputes should a person send at one time?Also ive read not to use the letters for disputing as there onto that stuff. So what would be a good letter to ship. Can someone give me an example for a better ideal. Im gonna dispute dates and that the one thing on my collections is listed twice so what would be a way of doing this?also i send all disputes to the credit reporting agencies right?thanks Link to comment Share on other sites More sharing options...
thomassl Posted March 21, 2007 Report Share Posted March 21, 2007 Can someone give me alittle more insight on disputing. I have alot of letters to ship out and dont want to overdue it. How many disputes should a person send at one time?Also ive read not to use the letters for disputing as there onto that stuff. So what would be a good letter to ship. Can someone give me an example for a better ideal. Im gonna dispute dates and that the one thing on my collections is listed twice so what would be a way of doing this?also i send all disputes to the credit reporting agencies right?thanksI'm not sure what letters you are referring to? I have been sending out letters for quite some time and have always gotten results. Most of the letters come from this forum. If you are sending letters to the credit bureaus, you should have only three. You stated that you are disputing dates....what's wrong with the dates? You have to be a little more specific about what you are doing for anyone to assist you. It would help if you could post the accounts as they appear so we can see what possible violations there are. For example, the item in collections that is written twice...we need to know how each one is written and by which agency so we can tell you how to correct them. Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted March 21, 2007 Report Share Posted March 21, 2007 Search the forum for "1 - 2 punch."Basically, I organized mine into bunches of 5-6 based on the severity to my credit. I used the form letters, but many here say just send them "I dispute, please validate this account..." simple letters. Either way, I got a reply. Dispute with the CRAs right after the DV letters. About half would drop off with no further work. Then, I sent stronger, second dispute letters and got another 1/2 off. I'm lucky in that 60% of those that remain expire later this year. My only toughies are a library fine (that I paid at the library not knowing they already reported to collections, and they won't remove), medical, and an unfortunate "late" on child support that was a misunderstanding. (I am and have always been current except when I was unemployed briefly.) Link to comment Share on other sites More sharing options...
kimber6337 Posted March 21, 2007 Report Share Posted March 21, 2007 Library fine? Geez, how lame for that to be reported!I grouped mine into date, the ones with the latest date first. Ones with under a year to go on the 7 year mark I never bothered with Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted March 21, 2007 Report Share Posted March 21, 2007 Library fine? Geez, how lame for that to be reported! Yeah. A whole whopping $48 bucks. (I lost the book after waiting forever trying to find it.) On my credit report for 7 years, they won't remove it. Link to comment Share on other sites More sharing options...
hopen4800 Posted March 21, 2007 Report Share Posted March 21, 2007 "Revenge of the Dewey Decimal" or "Librarians from Hell". Do you think Scorcese or Spielberg will pick these up? Link to comment Share on other sites More sharing options...
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