sambabchip1 Posted March 21, 2007 Report Share Posted March 21, 2007 Hi to all, i paid the oc, 120 bucks, now the ca is reporting paid, ok i disputed to all 3 EX,TU,EQ,. Now 1 yr later, the account is only on ex and they refuse to invest. the last repoted date is last yr, now i know they willnot respone but how do i get ex to reinvestagate so at least it give me hope of removalthxsam Link to comment Share on other sites More sharing options...
rm2738 Posted March 21, 2007 Report Share Posted March 21, 2007 Have you tried writing a "GoodWill letter" to the OC? Try to find the president or CEO, then address the letter to them. Link to comment Share on other sites More sharing options...
hiblues Posted March 21, 2007 Report Share Posted March 21, 2007 I agree, I was in a similar situation. So I wrote the CEO a very nice letter.and it worked I had one TL removed from all 3 CRs.So,Explain why you didn't pay ( a very good reason if possible) and that you want to buy your first home and with this on your record, it will increase your monthly payments by over $180 a month, and if they would please call EX to have this item removed you would be so grateful. Ask him/her kindly and very nice nice for them to forgive you.Thank for your consideration on this matter.your email address and phone number.Respectfully,Your Name.AGAIN .. this is why it's so important to negotiate a PFD before pay them, and get it in writing with no clauses or disclaimers. Link to comment Share on other sites More sharing options...
someonesomewhere Posted March 22, 2007 Report Share Posted March 22, 2007 Goodwilling worked for me with a couple of closed accounts. One was 120 days late. Another was settled for less than full amount. Still another was PIF in early '06. 3 deletes from Chase Bank.My two cents, FWIW, I don't get goodwilling the CEO. I think a working stiff is much more likely to grant a delete than a CEO. CEOs are much more likely, IMHO, to think "If he wants goodwill, then he should pay his bills on time. [huff]"When I goodwill, I use the address for the OC listed on the CR. Start the letter Dear Madam or Sir.With a paid CO, goodwilling may work. I tried it with AMEX. No dice. Send a second goodwill letter, and expanded into referencing the Oasis program.Goodwilling a CEO might work with a small OC, but with billion dollar banks, I cannot foresee a CEO ever seeing let alone reading a goodwill letter for a debt of several thousand dollars. Link to comment Share on other sites More sharing options...
sjokinley Posted March 22, 2007 Report Share Posted March 22, 2007 I just sent a goodwill letter to the CEO of the hospital basically begging him to help me negotiate a resolution to my past due bill. One thing I did was marked the envelope "personal and confidential" in the hopes that he would actually get it instead of a secretary. Hope it works. Link to comment Share on other sites More sharing options...
Yawo64 Posted March 22, 2007 Report Share Posted March 22, 2007 I don't think it hurts...now that you have paid the collection, write to the top management (CEO). Consult the company website and get their address.I am about to do the same with F1stPremier..rgds, Y Link to comment Share on other sites More sharing options...
sambabchip1 Posted March 23, 2007 Author Report Share Posted March 23, 2007 I don't think it hurts...now that you have paid the collection, write to the top management (CEO). Consult the company website and get their address.I am about to do the same with F1stPremier..rgds, Ythxsam Link to comment Share on other sites More sharing options...
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