Want to know what 1 Collection can do to your FICO score?

[hiblues]

I have FICO score alert. (via Equifax, thus they provide only my Equifax FICO score.)

Anyway, I was alerted yesterday that my score changed,

I had my one and only collection drop off my report

and my score went up 70 points.

70 points for 1 collection, I was like holy crap batman. that's a big jump.

Now my Equifax FICO is 740.

I was wondering if anyone has tried to contact a creditor and say,

I'd like to apply, but you can only view my Equifax report.

I just tried it and if they respond back, I will let you all know

[rm2738]

In regards to the Score Alert. I had 67 Inquiries removed from my report and never got an alert. You would think that would change my score somewhat? right?

[divemedic]

When my last collection came off TU, it went up by 90 points.

[chilton1]

Congratulations!!!

A March 2002 collections came off equifax and i gained 11 points. Fico now 700. When the Oc updated the account to 20 (90) day late I lost 4 fico points.

A 2004 collection also came off and i gained 30 points.

[shan2themax]

I have FICO score alert. (via Equifax, thus they provide only my Equifax FICO score.)

Anyway, I was alerted yesterday that my score changed,

I had my one and only collection drop off my report

and my score went up 70 points.

70 points for 1 collection, I was like holy crap batman. that's a big jump.

Now my Equifax FICO is 740.

I was wondering if anyone has tried to contact a creditor and say,

I'd like to apply, but you can only view my Equifax report.

I just tried it and if they respond back, I will let you all know

I have heard other people say that there scores changed 30-75 points, dependent on how old the collection was..... How old was your collection?