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Confused....next step?


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Ok, I went through the validation process with Asset Acceptance, for which they never produced any document proving that I incurred the debt. Then last month I was served with a summons for a pretrial mediation, which was supposed to take place tomorrow. Today, I received by regular mail a "Notice of Voluntary Dismissal" with prejudice pursuant to Rule 1.420(A)(1) - I am in FL.

This made me happy...I thought this meant the end of the problem. But then I read a thread on this board titled "default judgement after notice of voluntary dismissal?" with a story about someone still having a default judgment against them even though they got a voluntary dismissal....I'm confused...can someone please explain? Is there something else I need to do now?

I still plan to show up tomorrow just to make sure this is not some kind of joke, but I wanted to ask for advice here first and try to make sure I understand what all of this means.

Any help/advice would be greatly appreciated! Thanks!

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I have heard that Asset does that- they send a notice of dismissal to the Defendant, but never file it with the court. The Defendant, thinking the case is dismissed, doesn't show- Asset gets default.

Make sure you show up - bring the dimissal with you, and show it to the judge. Maybe you can get sanctions. If they do show- you can sue. I think this is an FDCPA violation.

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Well, I say the SOL is passed, but the OC reports it as 120+ and continues to report monthly...they should have stopped reporting it when they sold it right? I am not sure how to take care of that. Also, I am not sure which SOL applies...I live in a different state now, FL, which has a longer SOL. If they go by FL, then it will not pass until next year.

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